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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Paypal has always seemed to be reliable and easy to...

Paypal has always seemed to be reliable and easy to understand Reviewed on: 22nd April 2026

It’s everywhere

Can be used almost anywhere with all updates recently it’s even easier to use PayPal account Reviewed on: 22nd April 2026

Always helpful to have that added security of using...

Always helpful to have that added security of using paypal online in store now and would recommend to freinds and family. Reviewed on: 22nd April 2026

safe and secure

Transactions are safe and secure and the Pay in 3 service is excellent Reviewed on: 22nd April 2026

Very helpful when in times of need,

Very helpful wnen in times of nedd. Reviewed on: 22nd April 2026

Top stars given so that’s my experience

Top stars given so that’s my experience Reviewed on: 22nd April 2026

I have never had any issue with PayPal I am very hap...

I have never had any issue with PayPal I am very happy to be with paypal Reviewed on: 22nd April 2026

I enjoy having my banking all in the one place

I always had Paypal but never used it to its full advantage. The pay in 3 option is very helpful for events and special occasions. I was approved for paypal credit and a credit card, i like paypal credit because they give me updates and reminders, its easy to use and I was quickly approved. I like that its not a separate app from the normal banking and that its very secure. Reviewed on: 22nd April 2026

Great service.

Great service. I enjoyed it very much Reviewed on: 22nd April 2026

Smooth platform, always reliable.

Smooth platform, always reliable. Available in many service providers or retailers. Reviewed on: 22nd April 2026

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