Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

View other PayPal products

4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181120)

I Love PayPal

I love paypal and I have been using it for years. I have both, personal and business account too. Reviewed on: 22nd April 2026

Great customer service whenever I have had any issues

Great customer service whenever I have had any issues Reviewed on: 22nd April 2026

I had very good experience with PayPal.

I had very good experience with PayPal. I am happy to use PayPal to purchase. Reviewed on: 22nd April 2026

I like PayPal but interest is too high

I like PayPal but interest is too high Reviewed on: 22nd April 2026

I alway ALWAYS FEEL SAFE WITH PAYPAL

I always feel safe with PayPal it’s easy to use, they got your back if something goes wrong, if I’m buying things online I almost always use PayPal and the nice thing is both seller and buyer can reach a good result for both. Reviewed on: 22nd April 2026

Paypal, a safe way to use your money

Been using Paypal for years. Is a safe way to pay and a little help when you need to use credit. Reviewed on: 22nd April 2026

Treated with dignity and respect..

Whenever I have had a problem or query the customer service team have always been very helpful in solving the issue in a kind and professional manner. I have always come away feeling that my problem was something that was a big issue on my part, but I was treated with respect and dignity. Reviewed on: 22nd April 2026

Full details you don’t need any other app

Full details you don’t need any other app Reviewed on: 22nd April 2026

Love using PayPal fantastic and easy way to pay stuff

Love using PayPal fantastic and easy way to pay stuff Reviewed on: 22nd April 2026

Very easy to navigate app..

Very easy to navigate app. Im very pleased with the customer service. Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub