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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

great product, easily accessible

great product, easily accessible Reviewed on: 22nd April 2026

It is great, convinient and easy

It is great, convinient and easy Reviewed on: 22nd April 2026

Great I always use PayPal and would highly recommend...

Great I always use PayPal and would highly recommend it Reviewed on: 22nd April 2026

Its ok but expensive.

Its ok but expensive. Needs to be cheaper to make people use it more Reviewed on: 22nd April 2026

Happy with PayPal

I am having good experience with PayPal as it gives more options and facilities. It provides more time to pay back. It has more payment options that helps to manage your money. Reviewed on: 22nd April 2026

Helped me buy things I needed to payday came around

Helped me buy things I needed to payday came around Reviewed on: 22nd April 2026

The take 3 option and 4 payments on credit are very...

The take 3 option and 4 payments on credit are very handy for budgeting. Reviewed on: 22nd April 2026

Excellent any time I’ve had a issue

Excellent any time I’ve had a issue Reviewed on: 22nd April 2026

Affordable luxuries affordable payback

Have used PayPal credit for years - love that I can use it to still allow my self the extra luxuries at an affordable rate and still run my household outgoings. Plus I know if there is a problem with my purchases they have my back . Reviewed on: 22nd April 2026

Professional and friendly

Never had single issue with PayPal they've always been professional and friendly happy to continue to use. Reviewed on: 22nd April 2026

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