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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

It helps pay bills with no stress

It helps pay bills with no stress Reviewed on: 22nd April 2026

Amazing, I prefer this card better than any cards

Amazing, I prefer this card better than any cards Reviewed on: 22nd April 2026

Paypal makes it easy

I put neutral for customer service as I have never had to contact them with an issue so I guess that says something Reviewed on: 22nd April 2026

Excellent

Excellent, always give you 2 weeks notice of coming up bill. Reviewed on: 22nd April 2026

I am a loyal customer from Paypal.

I am a loyal customer from Paypal. More than 20 years using it and very happy. Only difficult to contact persons directly but in general all it is going good. Reviewed on: 22nd April 2026

Is very good experience for me and recommend for eve...

Is very good experience for me and recommend for everyone Reviewed on: 22nd April 2026

Good service and nice offer.

Good service and nice offer. No problem with service. Reviewed on: 22nd April 2026

Been good so far.

Been good so far. Had lots of positives and a few negatives Reviewed on: 22nd April 2026

God send.

I have been successful in using Pay pal credit, the options of pay help very much with your personal budget, I have always payed within the 3 months of not paying extra, I am pleased in using this to progress in my quality of life an needs when necessary. Thank you. Reviewed on: 22nd April 2026

It's great I highly recommend it

It's great I highly recommend it Reviewed on: 22nd April 2026

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