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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Never a bad experience.

Never a bad experience. Good with reminders and accessible when singing up to subscriptions or paying online. The service works, well for paying bills and friends. Reviewed on: 22nd April 2026

PayPal has been very helpful Special when I'm in di...

PayPal has been very helpful Special when I'm in dispute with a seller Reviewed on: 22nd April 2026

Excellent customer experience

Good customer service and easy to.use app. Good integration online Reviewed on: 22nd April 2026

My go to way to pay

App is easy to use and feel safe paying this way, customer services have always been super helpful Reviewed on: 22nd April 2026

Always had the best experience.

Always had the best experience. Initially it was bit hard to trust but after trying the services this is my favourite platform Reviewed on: 22nd April 2026

I have used PayPal for many years because of the sec...

I have used PayPal for many years because of the security and ease of use. Reviewed on: 22nd April 2026

My opinion on promotion to different card like blue...

My opinion on promotion to different card like blue to black, it’s really hard to get because it’s needed minimum 25k points get upgrades, which is really tough to go, maybe it should be better to decrease the points amount to get upgrades. Thanks Reviewed on: 22nd April 2026

All good now.

All good now. There were a few teething issues with making some payments when I first got the card but all resolved and been great since. When I called the staff were friendly and helpful. Reviewed on: 22nd April 2026

Excellent

PayPal has always been there for me when needed it Reviewed on: 22nd April 2026

I use nobody else for purchases of sales channels

I use nobody else for purchases of sales channels Reviewed on: 22nd April 2026

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