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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

28% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Trusted finance

Easy to use and contact when you need to speak to someone Reviewed on: 22nd April 2026

Never have any issues with PayPal either paying or r...

Never have any issues with PayPal either paying or receiving a refund Reviewed on: 22nd April 2026

Its fast, easy and safe

Its fast, easy, safe and I have never had any problems with delays or missing payments Reviewed on: 22nd April 2026

I’m almost exclusively use PayPal credit for large p...

I’m almost exclusively use PayPal credit for large purchases, particularly the Pay 3. Reviewed on: 22nd April 2026

PayPal is so convenient and is a great way of making...

PayPal is so convenient and is a great way of making things stretch until pay day! Reviewed on: 22nd April 2026

Easy to use and flexible to meet my needs

Easy to use and flexible to meet my needs Reviewed on: 22nd April 2026

Fantastic

Always convenient and easy to use. Reviewed on: 22nd April 2026

Digital transactions

Simple and easy to use While PayPal is excellent for digital transactions, it's not designed to replace a traditional bank account 38 . You may also want to be mindful of its fee structure and ensure you're using the "Goods and Services" tag for purchases to ensure you're covered by buyer protection Reviewed on: 22nd April 2026

None it’s good everyone can use, easy interface

None it’s good everyone can use, easy interface Reviewed on: 22nd April 2026

Excellent offers & flexibility, widely selected acro...

Excellent offers & flexibility, widely selected across numerous retailers & all the while providing a level of security & trust unmatched. Reviewed on: 22nd April 2026

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