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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
28% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

pefect to choose to buy

5
its perfect way to make payment. it make buy what i need and disare, the reoay payment very easy. Reviewed on: 22nd April 2026

PayPal services

5
I have been with PayPal for many years. They have good customer service both for problem-solving and disputes. When I’ve contacted them, I’ve had a good response every time. This is both via email and personal phone calls. Reviewed on: 22nd April 2026

Paypal has been helpful for me

5
Paypal has been helpful for me in difficult times Reviewed on: 22nd April 2026

Easy and effortless

5
Paypal credit is simple and you dont have to worry about remembering to pay because of the PayPal direct debit Reviewed on: 22nd April 2026

Good credit provider and works at majority of retail...

4
Good credit provider and works at majority of retailers Reviewed on: 22nd April 2026

Very practical

5
Very practical,I love it use of credit card very nice Reviewed on: 22nd April 2026

Professional and efficient with their services.

5
Professional and efficient with their services. They respond very quickly, supportive and offer alternative payment arrangements. Reviewed on: 22nd April 2026

A1 Plus I would recommend all the time.

5
Always fair to me and Verry helpfull too Reviewed on: 22nd April 2026

PayPal payment

5
No quibble refunds, payments accepted worldwide Never had any problems. Reviewed on: 22nd April 2026

Fantastic service, i mainly use the pay in 3 instalm...

5
Fantastic service, i mainly use the pay in 3 instalments service which helps to manage my monthly cashflow better Reviewed on: 22nd April 2026

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