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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Such an easy way to spread the payment of my purchas...

Such an easy way to spread the payment of my purchase making so much more obtainable and affordable Reviewed on: 22nd April 2026

I really hard to put the money back

I really hard to put the money back Reviewed on: 22nd April 2026

Great for spreading the cost

I like to use PayPal Credit when I'm not sure whether I'll keep my order and also when I buy something more expensive and would like to spread the cost without the interest. The added benefit of buyer's protection is another plus. Reviewed on: 22nd April 2026

Lacking that final oomph

Good interactions but it feels like hard work getting past info and automation before you speak to a person and the you have to drive the conversation yourself. Reviewed on: 22nd April 2026

Best ever happened to me so simple easier and suppor...

Best ever happened to me so simple easier and supporting love it I recommended very highly Reviewed on: 22nd April 2026

Grateful

I’ve had this service for years and I’m grateful to of had no issues and when speaking to staff they are always helpful. Reviewed on: 22nd April 2026

Great always

Great. Never had any issues ever Reviewed on: 22nd April 2026

Great experience with PayPal never had any problems...

Great experience with PayPal never had any problems with them. Always helpful and happy to help. Reviewed on: 22nd April 2026

Always available and quickly paid out

Always available and quickly paid out Reviewed on: 22nd April 2026

Money management ease if done right

I have been fully able to utilise the pay in 3 and 4months zero interest credit to manage my purchases and allowed myself to enjoy money management. Very happy with the credit facilities. Reviewed on: 22nd April 2026

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