Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

Emergency motorcycle parts.

5
Pay Pal has been a really useful tool when I need to get something in an emergency for my motorcycle and don't have the funds that day. Reviewed on: 22nd April 2026

Haven’t had any issues using PayPal for making purch...

5
Haven’t had any issues using PayPal for making purchases easy to use for almost everything Reviewed on: 22nd April 2026

Good and easy to use , quick payment and clear trans...

5
Good and easy to use , quick payment and clear transaction Reviewed on: 22nd April 2026

I easy & simple to use with very little fuss

5
I easy & simple to use with very little fuss Reviewed on: 22nd April 2026

I had issues with apps taking money when cancelled a...

5
I had issues with apps taking money when cancelled and PayPal helped me resolve the issue within minutes Reviewed on: 22nd April 2026

Easy to use.

5
Easy to use. Quick to set up. Would help if payments towards paying it back went through instantly but usually by the end of the day. Reviewed on: 22nd April 2026

Great Service

5
I’ve been using PayPal for years and enjoy it simplicity and security, PayPal credit is an excellent and safe way to spread the cost of slightly larger purchases Reviewed on: 22nd April 2026

PayPal are a excellent company to have when you...

5
PayPal are a excellent company to have when you need peace of mind when buying a item on line if you have a problem with the seller they are,always there to help you Reviewed on: 22nd April 2026

Great one , because is easy to using PayPal

5
Great one , because is easy to using PayPal Reviewed on: 22nd April 2026

Great Service

5
I have used PayPal credit for years and have found it to be a great service overall Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101280 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products