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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Never had a bad experience with pay pal credit.

Never had a bad experience with pay pal credit. Reviewed on: 22nd April 2026

Great credit system

The system is very easy to use and instructions and rules regulations of very clear and easy to follow Reviewed on: 22nd April 2026

I've been using paypal credit for years and it's giv...

I've been using paypal credit for years and it's given me options to pay many different ways and i shall continue to use this service. The service is very well accepted by ebay etc. Reviewed on: 22nd April 2026

Hassle free, simple and no fuss

So easy to use and set up, no hassle nice and simple Reviewed on: 22nd April 2026

I think, if you a good player, you should be able to...

I think, if you a good player, you should be able to exchange your payment limit Reviewed on: 22nd April 2026

Great way too pay

When I need to pay for something online without my bank account. This feels the most secure way to pay. Reviewed on: 22nd April 2026

excellent experience

Always had an excellent experience Reviewed on: 22nd April 2026

Never had any issues with PayPal excellent service a...

Never had any issues with PayPal excellent service and trusted Reviewed on: 22nd April 2026

Have used paypal credit and pay in 3 options , they...

Have used paypal credit and pay in 3 options , they are brilliant ways to help manage my finances. Reviewed on: 22nd April 2026

Love using PayPal, trustworthy and no hassles.

I find PayPal the best way to pay for anything I order on line. I trust them, it is safe, secure and if there is ever a problem with a seller I am buying from, PayPal always sort it out for me without hesitation. Thank you PayPal for such a great service and long may it continue. Reviewed on: 22nd April 2026

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