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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

Alway on the go never had issues with my payment.

5
Alway on the go never had issues with my payment. Reviewed on: 22nd April 2026

Very satisfying customer service

5
I have had problems with some sellers but PayPal have always made sure the issue was resolved Reviewed on: 22nd April 2026

Easy to use good for pay in 3 for over £30 and inter...

5
Easy to use good for pay in 3 for over £30 and interest free options Reviewed on: 22nd April 2026

My paypal experience

5
I love paypal credit but i wasn't happy with the costumer service Reviewed on: 22nd April 2026

It is a perfect payment system.

5
It is a perfect payment system.l recommend to eveyone. Reviewed on: 22nd April 2026

I am very pleased with the application, I have been...

5
I am very pleased with the application, I have been using it for more than 10 years, everything is secured. Reviewed on: 22nd April 2026

Excellent service

5
I've found paypal credit to be outstanding - the best thing about it is how frictionless it is, working well across the internet. It's clear, easy to use and it just works, which is ideal. No repeated logins, signins etc, just clear, secure tech. Reviewed on: 22nd April 2026

It is helpful when you are really out of money.

5
It is helpful when you are really out of money. It is convenient to use and quick Reviewed on: 22nd April 2026

I can purchase items with the confidence than it is...

5
I can purchase items with the confidence than it is safe and that i have to reassurance that if anything is wrong i have paypal in my corner Reviewed on: 22nd April 2026

Found a kitchen bin (well named one) nearly half th...

5
Found a kitchen bin (well named one) nearly half the price of other retailers, slight second,when it arrived couldnt see any faults at all. Now when friends or family call over, i ask them if they can see any slight marks,scratches. Still havny found any. Btw i do give them a biscuit as a prize for looking lol Reviewed on: 22nd April 2026

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