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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Great experience, no problems would recommend

Great experience, no problems would recommend Reviewed on: 22nd April 2026

I love using PayPal it safe and convenient I’ve neve...

I love using PayPal it safe and convenient I’ve never had problem with PayPal and when I had problem it’s always sorted and it’s very good Reviewed on: 22nd April 2026

When I was about to buy my IPhone, no anyone gave me...

When I was about to buy my IPhone, no anyone gave me a chance to buy it. Surprised PayPal approved me just in time . I e will never forget it, I received my first agreement as a gift. Reviewed on: 22nd April 2026

Was easy and quick.

Was easy and quick. Not overcomplicated process with clear information Reviewed on: 22nd April 2026

Paypal- user friendly and secure

Easy to use, with the knowledge thatbyour transactions are being processed safely. Reviewed on: 22nd April 2026

Paypal - helpful and discreet.

Paypal have always been very helpful and discreet. I would gladly recommend them to; colleagues, friends and family. Reviewed on: 22nd April 2026

Fast payment and clear easy rules

Fast payment and clear easy rules Reviewed on: 22nd April 2026

Flexible, great options, competitive rates.

Flexible, great options, competitive rates. Reviewed on: 22nd April 2026

Very simple too use and extremely efficient

Very simple too use and extremely efficient Reviewed on: 22nd April 2026

Great experience

Great experience with PayPal in general Reviewed on: 22nd April 2026

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