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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

Good customer service when I had an issue with my cr...

Good customer service when I had an issue with my credit payment they have been very patient Reviewed on: 22nd April 2026

PayPal credit

All issues if any are normally resolved pretty quickly Reviewed on: 22nd April 2026

Transfers to bank accounts have become nearly instan...

Transfers to bank accounts have become nearly instant for most users. Reviewed on: 22nd April 2026

Mostly, I have found PayPal very easy and efficient.

Mostly, I have found PayPal very easy and efficient. I once found it quite hard to speak to find how to speak to someone when I had queries. I would prefer contact number or chat options to be more obvious. Reviewed on: 22nd April 2026

Great app to use PayPal and your covered when using...

Great app to use PayPal and your covered when using it Reviewed on: 22nd April 2026

Easy to setup and easy to use.

Easy to setup and easy to use. I’ve never struggled with anything. It’s all really straightforward and simple. Reviewed on: 22nd April 2026

I am usually able to get the answer to any query on...

I am usually able to get the answer to any query on the website. If I do have to contact customer services, I find the service. prompt, efficient and polite Reviewed on: 22nd April 2026

PAY PAL makes shopping pleasant, smooth and easy tra...

PAY PAL makes shopping pleasant, smooth and easy transactions Reviewed on: 22nd April 2026

Have had the paypal account/app for more than 10 yea...

Have had the paypal account/app for more than 10 years and never had a problem. Efficient and easy to use Reviewed on: 22nd April 2026

A brilliant service and always fights your corner if...

A brilliant service and always fights your corner if products don’t arrive they do all the work for you Reviewed on: 22nd April 2026

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