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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99896 reviews)

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4.90

Based on 99,896 reviews, last reviewed 6th May 2026

2264900% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always attentive customer care . Always attentive customer care . Easy to use and understand. Helps with credit payments as you can pay minimum. Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99896)

Amazing

It's makes sense as long as you are responsible you can make it worth your while. Reviewed on: 13th June 2022

Quick, convenient, & easy

Every now and then a product comes along that does what it says on the tin. PayPal is a trustworthy name and PayPal credit is very easy to apply for and even easier to use. It makes my life easier in being able to spread the cost of more expensive items over a short period of time. Reviewed on: 13th June 2022

PayPal Review

I've been with PayPal for over 12 months now and never had any problems , I've used my credit account lots of times to buy stuff on 3 months payments or even 4 months to I find it fast and easy and great customer service Reviewed on: 13th June 2022

Best credit provider of all

Best credit provider of all, less stress customer seems team always available when you need them. Reviewed on: 13th June 2022

Easy to use and good service

Nice service and you can pay with 4 months with zero interest. Reviewed on: 13th June 2022

Great flexibility options

Quick and easy to help with payments, good offers and flexibility towards balance management Reviewed on: 13th June 2022

Outstanding Service / Company

Having been a member for many years now, the service provided by PayPal has always been outstanding. Customer services have always been brilliant both on the phone and via email. Even through COVID, they really looked after me as customers and offered much needed support. PayPal has always been my No1 choice as a payment provider and credit facility. Reviewed on: 13th June 2022

Very happy with PayPal!!

PayPal made my life a whole lot easier & happier!! Reviewed on: 13th June 2022

Faultless

I have used PayPal credit for over a year now and never had any issues. It is my preferred method to a credit card. Reviewed on: 13th June 2022

Paypal credit

Very nice and reliable to use on most online shops and for online payment when you lack cash Reviewed on: 13th June 2022

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