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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

Very easy to use aways available and the pay in 3 is...

5
Very easy to use aways available and the pay in 3 is great to use when buying expensive items Reviewed on: 22nd April 2026

Always promptly deal and solve any issues

5
Always promptly deal and solve any issues Reviewed on: 22nd April 2026

Easy to use All issues dealt with efficiently.

5
Easy to use All issues dealt with efficiently. Reviewed on: 22nd April 2026

I’ve been using PayPal for years now and the experie...

5
I’ve been using PayPal for years now and the experience is amazing, the customer service is top notch as well. I never get worried on the security of money. Reviewed on: 22nd April 2026

Brilliant customer service support when needed.

5
Brilliant customer service support when needed. Reviewed on: 22nd April 2026

PayPal is so easy to use and so convenient.

5
PayPal is so easy to use and so convenient. Reviewed on: 22nd April 2026

PayPal enables financial flexibility.

5
PayPal enables financial flexibility. Easy to set up and interest free periods for repayment. Great service to the community. Reviewed on: 22nd April 2026

PayPal credit my saviour

5
PayPal credit helps me out when months are a bit tight Reviewed on: 22nd April 2026

Very clear and easy to understand

5
Very clear and easy to understand Reviewed on: 22nd April 2026

Easy to use and the fact that you have card now it m...

5
Easy to use and the fact that you have card now it make it even more easier Reviewed on: 22nd April 2026

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