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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

I had a issue regarding a train ticket

I had a issue regarding a train ticket refund and PayPal refunded me instantly and dealt with it for me. Reviewed on: 22nd April 2026

Great help and really handy to spread the cost and s...

Great help and really handy to spread the cost and security backups Reviewed on: 22nd April 2026

hassle free transactions and complaints handling

hassle free transactions and complaints handling Reviewed on: 22nd April 2026

Impeccable and trustworthy

I've used paypal for years and absolutely trust them 100% Reviewed on: 22nd April 2026

PayPal Credit

The terms they offer with PayPal credit is beneficial and helpful. It also provides peace of mind with a guarantee Reviewed on: 22nd April 2026

10/10 experience daily, I use the debit card, credit...

10/10 experience daily, I use the debit card, credit line and PayPal generally to check out, rewards is amazing too it’s always like a nice little bonus I recently discovered I have 10,000 points to use (£100) so that was a nice surprise Reviewed on: 22nd April 2026

Secure platform that make my transaction safe.

Secure platform that make my transaction safe. Good call when I don't want to show my card to the retailer. Reviewed on: 22nd April 2026

Great accessibility

Always been a great service for when I need a payment plan instalment plan Reviewed on: 22nd April 2026

The ease of use for someone not tech savvy cannot be...

The ease of use for someone not tech savvy cannot be described. So thankful that the interface and logic of the app/website is self explanatory and clear. Reviewed on: 22nd April 2026

Great customer services and easy to use

Great customer services and easy to use Reviewed on: 22nd April 2026

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