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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181120 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181120)

I couldn’t be without PayPal credit now!

I love the fact the PayPal credit offers 4 months interest free on purchases over £99, being a shopaholic - it’s perfect for me! I use it regularly throughout the year, it’s quick and easy to make payments and you can pay as much/little as you want to clear your balance. Reviewed on: 22nd April 2026

PayPal credit is a life saver at times I love it.

PayPal credit is a life saver at times I love it. Easy to use and pay . It comes in handy if you need to pay of something big and over the 12 months Reviewed on: 22nd April 2026

Great service for short time borrowing 4 months inte...

Great service for short time borrowing 4 months interest free is great Reviewed on: 22nd April 2026

More often than not PayPal offer a good service

More often than not PayPal offer a good service Reviewed on: 22nd April 2026

Great service - trust Paypal and use all the time...

Great service - trust Paypal and use all the time Reviewed on: 22nd April 2026

For some reason last year my monthly direct debit wa...

For some reason last year my monthly direct debit was cancelled and I did not realise! This lead me to make a late payment which as now damaged my credit score!!! It took me ages to get the DD set up again! It was not easy Reviewed on: 22nd April 2026

A very good experience and friendly to use

A very good experience and friendly to use Reviewed on: 22nd April 2026

PayPal 100%

PayPal safe , efficient , excellent easy to use . Trustworthy Reviewed on: 22nd April 2026

Been a loyal servant for 20 years!

Been a loyal servant for 20 years!!!!! Reviewed on: 22nd April 2026

PayPal is incredibly seamless.

Using PayPal was incredibly seamless. The interface is intuitive, and I was able to complete my transaction in seconds without having to dig out my credit card. It makes online shopping much faster and stress-free Reviewed on: 22nd April 2026

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