Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,350 reviews, last reviewed 25th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22350)

Easy to use - reliable service, always know transact...

5
Easy to use - reliable service, always know transactions are safe. Clear monthly statements, interest free if you clear balances - it’s been really useful to pay in small chunks especially at Christmas when money is tight Reviewed on: 17th June 2024

Never any problem .

5
Never any problem . Always helpful and professional. I never wait too long for an answer a question Reviewed on: 17th June 2024

Always have a great experience with PayPal, always t...

5
Always have a great experience with PayPal, always telling friends and family to join up Reviewed on: 17th June 2024

Happy to be able to use pay in 3 option.

5
Happy to be able to use pay in 3 option. Reviewed on: 17th June 2024

If PayPal didn’t offer pay in 3 as a single mum I wo...

5
If PayPal didn’t offer pay in 3 as a single mum I would really struggle, this helps me and my son be able to buy things we need without breaking the bank Reviewed on: 17th June 2024

I love pay in 3 it's really helpful and I have never...

4
I love pay in 3 it's really helpful and I have never been rejected till recently and since I have been it's stopped giving me the option for it even though I have never missed a payment.. this is the sucky part unfortunately Reviewed on: 17th June 2024

So good you'll pay for it later

5
It's a really easy, affordable option for payment when you need to spend costs and they give some grace with the holiday plan that allows you to delay a month. Reviewed on: 17th June 2024

Very flexible payment method !

5
PayPal pay in 3 helps spread the cost of buying items. It’s very flexible and you are informed about when your payments are coming up. If you return items after you have bought them Paypal sorts out the refund efficiently Reviewed on: 17th June 2024

Very easy to use , clear instructions and excellent...

5
Very easy to use , clear instructions and excellent communication Reviewed on: 17th June 2024

Good, excellente and no problem.

5
Good, excellente and no problem. I would highly recommmend paypal to everyone Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
    View all products