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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101289 reviews)

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4.76

Based on 101,289 reviews, last reviewed 22nd Aug 2026

53% increase in 5 star reviews

in the past 90 days

53% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Such good customer service every time I have contact... Such good customer service every time I have contacted them. Never have any issues using PayPal Reviewed on: 22nd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101289)

Great help

It's a great help when y0u need to spread cost of all sorts of things because of unforeseen circumstances. Without this i would struggle a lot. Reviewed on: 8th July 2026

PayPal’s flexibility

It’s very helpful to talk to you sometimes it’s the perfect app for certain situations and can be already Safeway and easy way to transfer money Reviewed on: 8th July 2026

It is good and secure way for doing payments plus br...

It is good and secure way for doing payments plus brilliant with 3 way pays. However, it will take a long time if somehow you can not regain access to your account. Reviewed on: 8th July 2026

An essential in life.

An essential in life - I make as many of my payments as possible via PayPay, primarily for the extra security, but also often to spread payment over 3, interest free months. Reviewed on: 8th July 2026

Very happy with the choice of pay in 3 means you can...

Very happy with the choice of pay in 3 means you can easily budget for the things you want interest free Reviewed on: 8th July 2026

Great service

Great service which I have used when an item is that bit dearer but didn't want to dig into capital - easy to apply very quick acceptance - notifications in advance of instalment payments being taken - can't fault the service but can thoroughly recommend it. Reviewed on: 8th July 2026

Service is excellent at all times.

Service is excellent at all times and any issues regarding a purchase are dealt with and resolved efficiently and promptly. Always feel safe when making purchases through PayPal because everything is set up with the customer in mind. I have also used the option to pay in three interest free instalments on a few occasions which is really good, always receiving prior notice of any upcoming instalments. The customer portal is extremely user friendly and if I can use it without any problems then anyone can. I find it impossible to think of any negative comment. Brilliant service all round, thank you PayPal. Reviewed on: 8th July 2026

Always feel safe using paypal for online payments

Always feel safe using paypal for online payments Reviewed on: 8th July 2026

Easy to setup

Pay in 3 is spot on, very easy to apply for and easy to pay every month. The apps UI is easy to understand and makes everything so much better Reviewed on: 8th July 2026

PayPal is godsend.

PayPal is godsend. As well as providing consumer protection, pay in three helps budget by spreading the cost. Reviewed on: 8th July 2026

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