Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,291 reviews, last reviewed 24th Aug 2026
47% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026
Mark Simms's avatar
Mark Simms

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101291)

Amazing experience with PayPal

5
I have had an amazing experience with PayPal to date. Reviewed on: 8th July 2026

PayPal, my honest review.

5
I've only had one query and it was sorted out quickly and without any problem. Their pay in 3 monthly installments, with no interest, allows me to buy now, rather than save up. Brilliant when you are on a fixed income. Reviewed on: 8th July 2026

Good reliable service.

5
Good reliable service. The pay in 3 is great. Very quick checkout on any website. Reviewed on: 8th July 2026

Paypal - makes buying stress free and simple to use

5
I've never had a problem with PayPal. It's simple to use. They have have always stepped in and helped out when I have problems with goods/a seller. It's peace of mind - they just sort everything for you. Reviewed on: 8th July 2026

Happy with paypals service they provide

4
I have never had any problem with PayPal they provide a excellent service I've been with them for quite a while now and I would recommend them to anybody Reviewed on: 8th July 2026

Finances at your finger tips

5
Great to help you get over a financial 'hiccup'. App is very user friendly & it's accessibility to finances with up to date information is excellent Reviewed on: 8th July 2026

PayPal is safe and reliable

5
PayPal is a safe and reliable way for me to pay. The split payments make it much more manageable to budget for larger items without incurring any fees. And now with points, too. I love this facility. Reviewed on: 8th July 2026

Reliable, fast and secure service.

5
It’s a reliable, fast and secure service. I also like the fact that they’ve added different functionalities over the years. Reviewed on: 8th July 2026

Its a great service that I can pay over 3 instalment...

5
Its a great service that I can pay over 3 instalments at 0% interest and still know I have the security of buying through Paypal Reviewed on: 8th July 2026

Safe to use

5
I like to use PayPal whenever I can, I feel my transactions are safe. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181134 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products