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PayPal: Pay in 3 reviews

4.76
Based on 101,291 reviews, last reviewed 24th Aug 2026
47% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026
Mark Simms's avatar
Mark Simms

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101291)

PayPal Credit is a strong retail finance provider, p...

5
PayPal Credit is a strong retail finance provider, particularly for online retailers that already accept PayPal. It excels in ease of use, customer familiarity, and promotional finance offers. However, it may not be the best choice for every consumer due to its interest rates outside promotional periods. I'd rate it 8 out of 10.. Reviewed on: 8th July 2026

Amazony pay in 3 so easy

5
Simple and easy to apply. Really helpful for higher cost item, or towarda the end of tge month before payday Reviewed on: 8th July 2026

Handy, reliable, interest free facility.

5
Great service that enables me to purchase items, free of interest, over a managable timeframe. All very much appreciated, when so many collectables and indeed essentials, are seeing their price inflated to a point where it's difficult to keep up. Reviewed on: 8th July 2026

Always been very pleased with PP.

5
Always been very pleased with PP. my go to Reviewed on: 8th July 2026

Paypal Forever

5
If I buy anything I always use Paypal its seems safe Reviewed on: 8th July 2026

I really enjoy using it, it allows me to pay without...

5
I really enjoy using it, it allows me to pay without worrying about höw much every month with it being a smaller amount without it being a burden every month Reviewed on: 8th July 2026

Very Good service excellent to deal with everything...

5
Very Good service excellent to deal with everything is so simple would highly recommended PayPal Reviewed on: 8th July 2026

Great if it’s available

4
It is not clear when the payment schemes can be used. Sometimes it is available, sometimes not. Reviewed on: 8th July 2026

Reliable and Easy to Use

5
I've been using PayPal for a while, and it's been a great experience. It's quick, secure, and makes sending money and paying online simple. I appreciate how easy it is to use and would happily recommend it to others. Reviewed on: 8th July 2026

Makes payment easy, secure and have had personal exp...

5
Makes payment easy, secure and have had personal experience of great customer service Reviewed on: 8th July 2026

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