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PayPal: Pay in 3 reviews

4.76
Based on 101,291 reviews, last reviewed 24th Aug 2026
47% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026
Mark Simms's avatar
Mark Simms

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101291)

Paypal. Pay in 3

5
Very polite and attentive staff. Emails sent to inform you of the amounts and dates every month of your Pay in 3 contract. Reviewed on: 8th July 2026

It's been good, no issues.

4
It's been good, no issues..I have been using it from last 5-6 years ,till now happy with it Reviewed on: 8th July 2026

Excellent customer service, reliable!

5
Excellent customer service, reliable!.I've been using PayPal for many years, always happy with the service. Reviewed on: 8th July 2026

The fact PayPal has pay in 3 is a brilliant idea no...

5
The fact PayPal has pay in 3 is a brilliant idea no interest just spread it over three months really good for people who are struggling in this day and age. Never use the system myself. I use PayPal for just about everything. I purchase online. Reviewed on: 8th July 2026

Safe secure transactions

5
Safe secure transactions easy to use and understand the app is so easy to use and very reliable Reviewed on: 8th July 2026

Best costomer service very relliable pay through pay...

5
Best costomer service very relliable pay through paypal with everything never any problems Reviewed on: 8th July 2026

Fabulous PayPal Credit

5
PayPal Credit has given me flexibility and peace of mind when making certain purchases. It’s easy to use, convenient, and has become a financial tool I genuinely value. I especially like how easy it is to use the app and I know how much I owe at any time. I will happily recommend it to anyone looking for a straightforward way to manage their purchases responsibly. Thankyou Paypal credit. Reviewed on: 8th July 2026

I've used PayPal Pay in 3 several times now and it h...

5
I've used PayPal Pay in 3 several times now and it has always been a smooth process. The payments are automatically split over three months with no hidden fees or interest, which helps me budget larger purchases. The setup is instant at checkout if you already have a PayPal account. Highly recommend. Reviewed on: 8th July 2026

Quick and easy, no added interest with payment plan

5
Quick and easy, no added interest with payment plan Reviewed on: 8th July 2026

It’s a good service with an app that works

4
It’s a good service with an app that works Reviewed on: 8th July 2026

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