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PayPal: Pay in 3 reviews

4.76
Based on 101,291 reviews, last reviewed 24th Aug 2026
47% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026
Mark Simms's avatar
Mark Simms

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101291)

Excellent service , ease of use and great to have re...

5
Excellent service , ease of use and great to have reassurances of a service that provides excellent cover. Reviewed on: 8th July 2026

I am so grateful that if I use you and someone is a...

4
I am so grateful that if I use you and someone is a scammer you help recover the theft Reviewed on: 8th July 2026

So quick and easy to apply.

5
So quick and easy to apply. Completed in minutes Reviewed on: 8th July 2026

The option to Pay in 3 allowed me to spread the cost...

5
The option to Pay in 3 allowed me to spread the cost of something that was outside of my monthly budget making in more affordable. Also not having to apply for the credit is a benefit as is the 0% interest. Reviewed on: 8th July 2026

Used PayPal for 11 years !

5
Used PayPal for 11 years ! Never any issues and customer services always resolve my issues to a high standard Reviewed on: 8th July 2026

Very quick and efficient,.

5
Very quick and efficient,.also easy to use and great to split high payments Reviewed on: 8th July 2026

Payin3 is great

5
PayPal gives me an added layer of security when buying on-line. Payin3 for free is an extra advantage that I love. Reviewed on: 8th July 2026

I use PayPal pay in 3 for spreading the costs of lar...

5
I use PayPal pay in 3 for spreading the costs of larger cost purchases, it is a very easy way to budget for some unexpected purchases like tyres on my car when a very bad road damaged 2 tyres at the same time both required replacement. Reviewed on: 8th July 2026

Always there when you need someone

5
I needed to pay some one security pay pal let's you do it with out worrying that am going to be hacked and pay in 3 payments is so good I can buy stuff and not worry about have I got enough money in my bank . Reviewed on: 8th July 2026

Safe and secure

5
Simple to use, safe, secure with clear terms and conditions. Reviewed on: 8th July 2026

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