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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101291 reviews)

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4.76

Based on 101,291 reviews, last reviewed 24th Aug 2026

47% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101291)

I have used PayPal for many years and never had a pr...

I have used PayPal for many years and never had a problem with payments or refunds. The buy now pay later and pay by installments are very good options which I have used to spread the costs of my purchases. Reviewed on: 8th July 2026

God to know it’s there

Paying for purchases, sending and receiving money from friends and family. All the processes are easy and accessible. Reviewed on: 8th July 2026

Paypal pay in 3

I have used PayPal pay in 3 and can recommend this method of payment. It takes away any pressure in paying off purchases. Reviewed on: 8th July 2026

no interest which is so helpful for pensioners and...

no interest which is so helpful for pensioners and youngsters with children protected from scammers as return your money's if found your purchases are fraud Reviewed on: 8th July 2026

Pay in 3 is honestly one of the best payment options...

Pay in 3 is honestly one of the best payment options out there. It has helped me save money because I can spread the cost into smaller instalments over three months instead of paying everything upfront. I use it for most products now. The only drawback for me is that you cannot use it for anything under £20. Reviewed on: 8th July 2026

Flexible, accessible and safe

I always favor Paypal when making purchases, it is always easy to do and I feel safe with the protections it offers me as the consumer. I have also used the pay in 3 service which really helps spread costlier purchases. Great service Reviewed on: 8th July 2026

Good service at all times always very helpful if you...

Good service at all times always very helpful if you have any problems Reviewed on: 8th July 2026

Safest with PayPal

I have used PayPal for many years and have never had any problems with them. Their customer service is the best and I feel safest with PayPal when making any transaction. Reviewed on: 8th July 2026

Easy peasy with PayPal

I've not had any issues with PayPal. I use the pay in 3 months option for higher value products and its always been a smooth transaction Reviewed on: 8th July 2026

PayPal truly are Pals!

The ability to pay in 3 with no interest is a real boon and for someone who doesn't make a lot of money extremely helpful with purchasing important household necessities, PayPal does this excellently and there's no small print to trip you up, just honest help. Reviewed on: 8th July 2026

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