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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101291 reviews)

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4.76

Based on 101,291 reviews, last reviewed 24th Aug 2026

47% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101291)

I normaly try to use firms that accept Paypal checkout.

I normaly try to use firms that accept Paypal checkout. This ensures I am covered for any items paid for by Paypal. If you contact Paypal with queries you can get a real human to help, I have had excellent service every time. Reviewed on: 8th July 2026

Never have had a complaint in all my time using PP t...

Never have had a complaint in all my time using PP that wasn’t sorted within a few day.Excellence in all aspects of the business. Reviewed on: 8th July 2026

Good service

Very easy to use and helps me feel safe online. Pay In 3 helps me when I wnst to spread the cost of payments. It's easy to set up and pay back over the 3 payments. It would be good if the pay in 3 was always 3 payments over 3 months as this helps with pay days etc. Reviewed on: 8th July 2026

The pay in 3 interest free is excellent

The pay in 3 interest free is excellent Reviewed on: 8th July 2026

I use PayPal because l trust the service, it’s quick...

I use PayPal because l trust the service, it’s quick and simple. Reviewed on: 8th July 2026

Great Flexibility

This option from PayPal, has allowed me to have the flexibility of paying for holidays, experiences and general shopping items for family and myself. Reviewed on: 8th July 2026

Excellent communication, extremely easy to use onl...

Excellent communication, extremely easy to use online services. Pay over 3 and 4 months interest free credit is phenomenal. You can easily support friends and family by sending them money with ease. Reviewed on: 8th July 2026

PayPal pay in 3 is really easy and helpful when you...

PayPal pay in 3 is really easy and helpful when you need to buy something and you just don’t quiet have enough to pay it all it’s great to be able to spread the cost and no interest is added Reviewed on: 8th July 2026

Great App and Website to use!

Always easy to use and simple great for sending money without problems Reviewed on: 8th July 2026

Pay in 3 is a useful tool for spreading the cost of...

Pay in 3 is a useful tool for spreading the cost of larger purchases. Compared to other similar lines of credit, it is far easier to set up and receive approval, and is less intrusive into your life through contracts or similar. Reviewed on: 8th July 2026

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