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PayPal: Pay in 3 reviews

4.76
Based on 101,296 reviews, last reviewed 1st Sep 2026
31% increase in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Good customer service, easy to use and good facility Reviewed on: 1st September 2026
Laleh sobhani 's avatar
Laleh sobhani

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101297)

Reliable

5
Very easy and reliable Feels secure. Easy to view activity Reviewed on: 8th July 2026

Great app that makes moving and sending money easy

5
Great app that makes moving and sending money easy Reviewed on: 8th July 2026

The reward schemes offered with money off is great.

5
The reward schemes offered with money off is great. The pay in 3 option is extremely helpful with today’s climate. Reviewed on: 8th July 2026

Im not a whizz at digital things but I found PayPal...

5
Im not a whizz at digital things but I found PayPal very user friendly. Easy and quick to set up and straight forward method of payment for my online purchases. Customer service is very helpful and knowledgeable Reviewed on: 8th July 2026

I really welcome the payment over 3 months scheme, i...

5
I really welcome the payment over 3 months scheme, it helps me budget my funds, and makes some larger purchases more manageable Reviewed on: 8th July 2026

PayPal is excellent

5
PayPal helps me so much financially, it helps me to split my bill, making things a lot more affordable Reviewed on: 8th July 2026

My experience with PayPal Pay in 3 has been very pos...

5
My experience with PayPal Pay in 3 has been very positive. The application process was quick and straightforward, payments are easy to track, and everything works smoothly through the PayPal app. It has helped me spread the cost of purchases without any hassle. I would happily recommend this service to others. Reviewed on: 8th July 2026

Why to use PayPal 3 payments

5
It makes buying easy no interest to pay plus kept upto date when payments are due and you know it’s secure Reviewed on: 8th July 2026

Super easy, good reminders that payments are up comi...

5
Super easy, good reminders that payments are up coming, easy to view details in the app. Never had an issue. Reviewed on: 8th July 2026

Good customer service

4
I had to contact PayPal to change my details. They were very helpful. Reviewed on: 8th July 2026

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