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PayPal: Pay in 3 reviews

4.76
Based on 101,296 reviews, last reviewed 1st Sep 2026
31% increase in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Good customer service, easy to use and good facility Reviewed on: 1st September 2026
Laleh sobhani 's avatar
Laleh sobhani

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101296)

Pay in 3 is free

5
Pay in 3 is a free and convenient way of spreading the cost of an item over three months. It's quick and easy to use, and costs you nothing. Reviewed on: 8th July 2026

Superb process papal u. 3

5
Every time I use PayPal in 3, the process is so quick, efficient and faultless Reviewed on: 8th July 2026

Game changer.

5
I have been on weight loss injections for the past 8 months, going from a size 18 to a size 10/12. Having the option to pay in 3 interest free installments has been a god send as I have been able to order new clothes as my shape and weight has changed. I don’t have to worry about wearing something baggy and shapeless till I get paid again and that has done wonders for my confidence and the way I view myself. Reviewed on: 8th July 2026

Always a great experience.

5
Always a great experience. Very easy to use and sorts out any problems straight away Reviewed on: 8th July 2026

Always a great experience.

5
Always a great experience. Very easy to use and sorts out any problems straight away Reviewed on: 8th July 2026

Easy and flexible secure link prior to psyment

5
Easy and flexible secure link prior to psyment Reviewed on: 8th July 2026

I use the 3 in one payments when the item is over £1...

4
I use the 3 in one payments when the item is over £100 as this spreads the cost with no interest charges. I have only once had an issue over the web when I did not realise I had signed up for continuous payments. I managed to stop the most recent payment but was not able to claim back the previous 3 payments as I did not get to stop them early enough, Pay pal refused to refund. Reviewed on: 8th July 2026

Overall easy to get around in the app

5
Overall easy to get around in the app Reviewed on: 8th July 2026

Great service, pay in 3 is excellent

5
Great service and fab way to spread the cost of purchases. Reviewed on: 8th July 2026

Reliable

5
Very easy and reliable Feels secure. Easy to view activity Reviewed on: 8th July 2026

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