Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,298 reviews, last reviewed 1st Sep 2026
31% increase in 5 star reviews
in the past 90 days
30% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love to use it in 3 payments 0% I love to use it in 3 payments 0% Reviewed on: 1st September 2026
Lukasz P's avatar
Lukasz P

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101298)

Peace of mind...

5
Whenever I’ve had reason to complain PayPal have dealt swiftly and sorted my issue and I feel safer using PayPal Reviewed on: 8th July 2026

I have been a member since 2008.

5
I have been a member since 2008. Its been a wonderful experience using paypal. I prefer to use paypal for my payment method because it is very safe, secure and customer friendly. Reviewed on: 8th July 2026

I feel PayPal provides safety with your purchases ha...

5
I feel PayPal provides safety with your purchases having ideally one holder of your banking details rather than numerous suppliers Reviewed on: 8th July 2026

Easy to use many options to pay for things in insta...

5
Easy to use many options to pay for things in instalments Reviewed on: 8th July 2026

Very convenient and easy.

5
Very convenient and easy. Hassle free and secure provides peace of mind in a sometimes worrying world of cyber threat and crime. Reviewed on: 8th July 2026

Pay in 3 has helped me purchase better quality items.

5
Pay in 3 has helped me purchase better quality items. Spreading the cost in 3 payments has helped me budget each month. I love using pay in 3. I have been a paypal customer for years and now able to spread the cost of items Reviewed on: 8th July 2026

Excellent Service

5
PayPal is the best way to make sure you are dealt with fairly. I had a dispute over a purchase which never turned up and PayPayl got my money back immediately. They answer queries straight away and keep you informed every step of the way. You feel safe with them knowing they will always fight for your corner. Reviewed on: 8th July 2026

Easy to use, secure and great customer service.

5
Easy to use, secure and great customer service. Reviewed on: 8th July 2026

just easy, clear guidance on APP.

5
just easy, clear guidance on APP. Available to use Paypal on most consumer websites, creating options when paying Reviewed on: 8th July 2026

Yay for Pay in 3

5
The option to pay in 3 is convenient and makes online shopping easier when times are faced with unexpected difficulty. This gives you peace of mind. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181139 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products