Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 95,358 reviews, last reviewed 9th Jul 2026
506% increase in 5 star reviews
in the past 90 days
458% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026
g4sji@btinternet.com's avatar
[email protected]

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026
SC's avatar
SC

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96290)

I've used PayPal Pay in 3 a number of times.

5
I've used PayPal Pay in 3 a number of times. It came as great bonus to me as some items that I've wanted were just out of reach financially. Now though, I have no ned to worry when it comes to birthdays or Xmas. Reviewed on: 7th July 2026

Always easy to use.

5
Always easy to use. When ordering online so much easier to pay through PayPal as you just click to pay with PayPal and your details are already filled in. No hassle, also can pay in instalments. Reviewed on: 7th July 2026

Used pay pal for 10 years now and it’s efficient and...

5
Used pay pal for 10 years now and it’s efficient and reliable Reviewed on: 7th July 2026

Fantastic app and easy to use.

5
Fantastic app and easy to use. Transactions have never been easier. Their security is also fantastic along with the biometric approval of payments. Reviewed on: 7th July 2026

Excellent Service.

5
Excellent Service. Best products Reviewed on: 7th July 2026

I've used pay in 3 on numerous occasions and love it...

5
I've used pay in 3 on numerous occasions and love it due to no additional charges Reviewed on: 7th July 2026

Trusted flexible finance

5
I trust paypal and the service is dependable with great financial protection should a transaction be difficult. Pay in 3 gives great flexibility by allowing the cost to be spread over 3months backed by the e PayPal ethos. Reviewed on: 7th July 2026

I use PayPal on a regular basis.

4
I use PayPal on a regular basis. It is convenient and quick service. The procedure against fraud is rather complicated, but it always works and my rights are defended. I also often send and receive money, it takes minutes and always works. Reviewed on: 7th July 2026

Points make pounds

5
Using PayPal to pay for my holiday and collecting point. To be able to spend elsewhere is great Reviewed on: 7th July 2026

I feel much safer about my money and payments using...

5
I feel much safer about my money and payments using pay pal, using pay in 3 really eases my mind buying gifts for occasions Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 174089 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3840 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products