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PayPal: Pay in 3 reviews

4.76
Based on 96,274 reviews, last reviewed 9th Jul 2026
505% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026
Svetlana K's avatar
Svetlana K

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026
Paul Williams's avatar
Paul Williams

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96354)

PayPal Customer Service

5
In general PayPal customer service have been able to resolve the majority of issues. Reviewed on: 7th July 2026

I have always found PayPal extremely helpful and acc...

5
I have always found PayPal extremely helpful and accomplished Reviewed on: 7th July 2026

Flexible and secure ways to pay saves the day

5
Flexible and secure ways to pay. Accepted almost everywhere! Reviewed on: 7th July 2026

Amazing company

5
I have been using PayPal for years they are totally amazing Reviewed on: 7th July 2026

PayPal offers safety & great peace of mind on purcha...

5
PayPal offers safety & great peace of mind on purchases made via them & love the ‘Pay in 3’ option too which gives excellent flexibility, very impressed. I use PayPal all the time & whenever offered when purchasing. Reviewed on: 7th July 2026

I use pay in 3 all the time.

5
I use pay in 3 all the time. Makes things more affordable that way Reviewed on: 7th July 2026

this was a massive help to me when I just could by...

5
this was a massive help to me when I just could by something outright Reviewed on: 7th July 2026

I do not have a credit card and have PayPal instead...

5
I do not have a credit card and have PayPal instead which I love having the security of the system and also that I have the option of paying in 3 payments for larger purchases. Also I prefer to pay by PayPal rather than putting my card details on websites. Its brilliant. Also in the past I have had to raise an issue regarding returns and refunds and PayPal sorted it out and was not stressful for me, which again is very reassuring so I am delighted with PayPal personally. Reviewed on: 7th July 2026

I have used PAYPAL for many purchases over a few yea...

5
I have used PAYPAL for many purchases over a few years and find it a secure form of payment and easy to resolve any dispute. It creates confidence when purchasing online etc… Reviewed on: 7th July 2026

Secure transactions.

5
So easy to set up, feel confident that the transactions are all safe and secure. Reviewed on: 7th July 2026

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