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PayPal: Pay in 3 reviews

4.76
Based on 96,274 reviews, last reviewed 9th Jul 2026
505% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026
Svetlana K's avatar
Svetlana K

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026
Paul Williams's avatar
Paul Williams

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96384)

I would use PayPal for every purchase possible if av...

5
I would use PayPal for every purchase possible if available, PayPal is amazing ive been with PayPal for over 22 years sending and receiving money is so easy , with a loyal customer services for any unwanted dramas Reviewed on: 7th July 2026

Always Use PayPal

5
Great as a small business to use for overseas transactions, also brilliant for splitting up payments interest free! Reviewed on: 7th July 2026

This is an honest review

5
This is an honest review, since I started with PayPal I never had any problems, customer service is absolutely brilliant! and if I have any issues with a seller, PayPal would sort it out quickly. Reviewed on: 7th July 2026

It’s amazing to be able to pay interest free 3 payme...

4
It’s amazing to be able to pay interest free 3 payments options Reviewed on: 7th July 2026

I always feel safe buying on line with PayPal and re...

5
I always feel safe buying on line with PayPal and recently had cause to request a refund due to a seller failing to send me the correct item. The refund process was fast and efficient. Reviewed on: 7th July 2026

You can spread costs without paying interest.

5
It is great to be able to pay in installments without incurring interest/fees and be able to keep track of payments in the app. I often use Pay in 3 to spread the cost of Christmas shopping and I like the way it tracks how many of the three installments I have paid. Reviewed on: 7th July 2026

No problems, everything is fine, nothing more tonsay

4
No problems, everything is fine, nothing more tonsay Reviewed on: 7th July 2026

Great always accepted , No drama when there is a pro...

5
Great always accepted , No drama when there is a problem Reviewed on: 7th July 2026

I absolutely love PayPal pay in 3.

5
I absolutely love PayPal pay on 3 as it enables me to buy items I may not have been able to afford. Reviewed on: 7th July 2026

Credit limit goes up and down on what seems a daily...

4
Credit limit goes up and down on what seems a daily basis but other than that I’ve had no issues with PayPal. Reviewed on: 7th July 2026

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