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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101298 reviews)

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4.76

Based on 101,298 reviews, last reviewed 1st Sep 2026

31% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I love to use it in 3 payments 0% I love to use it in 3 payments 0% Reviewed on: 1st September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101298)

Always reliable, easy to use, and budget-friendly.

Always reliable, easy to use, and budget-friendly. Reviewed on: 8th July 2026

Efficient and helpful service not had a problem

Efficient and helpful service not had a problem Reviewed on: 8th July 2026

I use paypal on a lot of online payments.

I use paypal on a lot of online payments. Having paypal thwre make the transaction safer and id there a problem it gets resolvoed quickly. Reviewed on: 8th July 2026

Excellent service

Great using Paypal, quick, easy and secure Reviewed on: 8th July 2026

Excellent service with a minor fee drawback

PayPal is a fantastic service that makes online shopping and payments incredibly easy, especially with the 'Pay in 3' feature. One of the biggest advantages for me is that I can use my American Express card in places that don't accept it directly. I always feel secure using it, knowing my financial details are protected and that there's a reliable buyer protection and refund system in place. My only criticism is that the fees for receiving money from others are too high, which is why my rating for value for money is neutral Reviewed on: 8th July 2026

Refund help

I had paid with PayPal before to a company that hadn’t sent an item,PayPal got my money back Reviewed on: 8th July 2026

I am confident in using for PayPal all my purchases.

I am confident in using for PayPal all my purchases. I like the security, definitely the pay in 3 easy credit transaction which I often use and peace of mind which is equally important to me. Reviewed on: 8th July 2026

Amazing service

PayPal is the best, always there to help Reviewed on: 8th July 2026

I love PayPal for safe purchases and always use it i...

I love PayPal for safe purchases and always use it if it is an available option. It also helps me splits costs with pay in 3 Reviewed on: 8th July 2026

I will only pay online with PayPal.

I will only pay online with PayPal. Very reliable. Reviewed on: 8th July 2026

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