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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101298 reviews)

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4.76

Based on 101,298 reviews, last reviewed 1st Sep 2026

31% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I love to use it in 3 payments 0% I love to use it in 3 payments 0% Reviewed on: 1st September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101298)

I feel very safe using PayPal.

I feel very safe using PayPal. Great service! PayPal is quick, secure, and easy to use. It makes online payments simple, and I’ve always had a positive experience. Reviewed on: 8th July 2026

Just Spot On

Professional and courteous at all times. Reviewed on: 8th July 2026

Efficient and so helpful as a way of managing money

Efficient and so helpful as a way of managing money Reviewed on: 8th July 2026

Simples .

Simple and easy to use no hassle and convenient what more could you ask for ! Reviewed on: 8th July 2026

I’ve used PayPal Pay in 3 a few times now, and it’s...

I’ve used PayPal Pay in 3 a few times now, and it’s been a really helpful way to spread the cost of larger purchases without feeling overwhelmed. I like that the payments are split into three interest-free instalments, which makes budgeting much easier without adding extra costs. The application process has always been quick and straightforward, and I usually get a decision within moments. Everything is clearly laid out in the PayPal app, so it’s easy to see when each payment is due and keep track of my instalments. I also appreciate that the payments are taken automatically, so I don’t have to worry about remembering due dates. What I like most is that it gives me a bit more flexibility when I need to make an important purchase, while still encouraging me to stay within my budget. As long as you’re confident you can make the repayments on time, it’s a really convenient option. Overall, I’ve had a positive experience with PayPal Pay in 3. It’s simple, transparent, interest-free, and has made managing larger purchases much less stressful. I’d definitely use it again when it makes sense for my budget. Reviewed on: 8th July 2026

Top notch.

PayPal has never let me down, even in disputes. They are efficient, easy to use and very fair. Their services are top notch. I wouldn't use any other provider. Reviewed on: 8th July 2026

Easy to set up.

Easy to set up. Added to my wallet easily. Easy to use. No complaints here. Reviewed on: 8th July 2026

It’s fast, secure and great options to pay without h...

It’s fast, secure and great options to pay without having to get debit or credit cards out. PayPal leads the way, making online shopping safer and more convenient for everyday consumers. They have my absolute vote for Best Retail Finance Provider. Reviewed on: 8th July 2026

Used this service multiple times over the years and...

Used this service multiple times over the years and never had any issues. Auto payments make it super easy Reviewed on: 8th July 2026

Easy to use.

Easy to use. Collecting points is a huge draw. Reviewed on: 8th July 2026

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