Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96422 reviews)

View other PayPal products

4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (96424)

No nonsense quick and slick

No nonsense quick and efficient payment service Reviewed on: 7th July 2026

Easy peasy

Easy to use - simple and effective idea Reviewed on: 7th July 2026

A safe way to do transfers

Every time I use PayPal I have confidence that my transactions are safe an secure Reviewed on: 7th July 2026

I use this for all my online payments and running my...

I use this for all my online payments and running my biz Reviewed on: 7th July 2026

What’s not to like about spreading costs over 3 mont...

What’s not to like about spreading costs over 3 months at no additional cost. So convenient and so easy. Reviewed on: 7th July 2026

Trustworthy

I have found PayPal excellent for purchasing products trustworthy and fair Reviewed on: 7th July 2026

Easy to use

Easy to use app and pay in three is easy to apply. Information shown is clear and concise. Reviewed on: 7th July 2026

Very easy way of spreading payments

Very easy way of spreading payments Reviewed on: 7th July 2026

Having recently urgently requiring a new bed, was ex...

Having recently urgently requiring a new bed, was extremely impressed by Paypal offering interest free credit over a 3 month period, whch I opted for. This is very helpful for people that cannot pay a large amount all at once. The plan is also all set up and therefore, a very simple process. Reviewed on: 7th July 2026

Regularly use PayPal

Regularly use PayPal for payments & especially like the pay in 3 for more expensive items Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 4.31 from 64 reviews
Klarna card
from Klarna 4.02 from 4 reviews
Buy Now Pay Later
from Klarna 4.41 from 562 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 174278 reviews
Payments
from PayPal 4.71 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub