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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101298 reviews)

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4.76

Based on 101,298 reviews, last reviewed 1st Sep 2026

31% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I love to use it in 3 payments 0% I love to use it in 3 payments 0% Reviewed on: 1st September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101298)

I've had a great experience using PayPal Pay in 3.

I've had a great experience using PayPal Pay in 3. The application process was quick and straightforward, and the payments are split into manageable installments with no interest, which has really helped me budget for larger purchases. Everything is clearly shown in the app, making it easy to keep track of payment dates. It's a convenient, reliable, and flexible way to spread the cost of purchases, and I'd definitely recommend it to anyone looking for an easy payment option. Reviewed on: 8th July 2026

Pay-in-3 worry-free

I found it a totally hassle-free experience. You know exactly what you’re paying, and nothing infringes on any other purchase. On one occasion a refund was repaid immediately, everything was clear. What’s not to like ?! Reviewed on: 8th July 2026

confident using PayPal

I fell confident using PayPal, I know my money is in safe hands. Reviewed on: 8th July 2026

Never ever had an issue

Never ever had an issue with PayPal. Available in May retail platform and I love the opportunity to speak the cost over three payment. Reviewed on: 8th July 2026

Even though I've been a user of PayPal for years, I...

Even though I've been a user of PayPal for years, I hadn't used Pay in 3 until this summer when my ancient Hoover died. I used Pay in 3 for new Hoover and couldn't believe how easy it was to set up. Emails are sent to remind about upcoming payments. Reviewed on: 8th July 2026

Trusting, reliable with problems , quick & easy

Trusting, reliable with problems , quick & easy Reviewed on: 8th July 2026

Great service fast and secure I have had no issues u...

Great service fast and secure I have had no issues using this service at all Reviewed on: 8th July 2026

Helps budgeting larger purchases.

Helps budgeting larger purchases. Easy to use website Reviewed on: 8th July 2026

Very happy with my expereince, I like the pay in 3 o...

Very happy with my expereince, I like the pay in 3 option too, recently I have noticed that whilst buying things for game playing that you can buy some items and then, are given a month to pay to pay for them. The only criticism I have is that I wished my payments would come out if my bank account instantly instead of 2 or 3 days later. But that is my feelings personally, I also like the fact that I earn redeemable points for my purchases using PayPal, other than that I am very happy . Reviewed on: 8th July 2026

I've been using PayPal for several years now and hav...

I've been using PayPal for several years now and have nothing bad to say. I've been able to send money abroad and at home, I have regular payments through them, I'm able to register several cards and accounts with them, and it is so easy to us, whether in the app or the website. I feel very secure with them as my account has always been protected and I've not had to worry when I've made a wrong purchase and need a refund, everything has been sorted quickly and neatly. I have no plans to ever stop using them. Reviewed on: 8th July 2026

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