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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95492 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95504)

Easy to use and feel safe paying with paypal

Easy to use and feel safe paying with paypal Reviewed on: 7th July 2026

No added cost

Have used Pay in 3 quite a few times - a very useful service - enables you to split your payments - and the best thing is that there is no added cost. So good for budgeting and helps with cash flow. Would certainly recommend it. Reviewed on: 7th July 2026

Didn’t need to use it but thought hey, let’s try!

Made an unplanned purchase after Christmas. I had the money, I didn’t need to spread the payments. However, I thought it would provide some additional financial freedom so in the payments page I sledged the pay in 3…ok, that’s not actually true, before I clicked BUY I did a bit of research as I didn’t want it negatively affected my credit score. What I found what that it was not recorded in your credit report if you kept good credit, which I do. So I selected the Pay in 3 as easy as pie! Will I use this again? Yes I probably will! Thank you PayPal for offering this flexible approach to mamagijg one’s personal finances. Reviewed on: 7th July 2026

Great service.

Very easy to set up great communication monthly statement and interest free what's not to like. Reviewed on: 7th July 2026

I AM VERY HAPPY WITH PAYPAL,THE APPLICATION IS FAST...

I AM VERY HAPPY WITH PAYPAL,THE APPLICATION IS FAST ,AIWAYS HELPFUL AND YOU CAN TRUST IT BECAUSE IT IS SAFE.I RECOMMEND IT. Reviewed on: 7th July 2026

When buying goods online PayPal is there for you to...

When buying goods online PayPal is there for you to buy goods...and the added bonus is you now have 3 way payments Reviewed on: 7th July 2026

Pay in 3 takes the pressure off.

Pay in 3 takes the pressure off. Reviewed on: 7th July 2026

My experience with PayPal was very good easy to navi...

My experience with PayPal was very good easy to navigate and very fast no issues whatsoever Reviewed on: 7th July 2026

The place where I always look for things I want to buy.

The place where I always look for things I want to buy. Good value stuff at reasonable prices, and speedy delivery. Reviewed on: 7th July 2026

Quick, easy and efficient.

Quick, easy and efficient. Easy to access, quick log in, any issues customer service quick to sort. Reviewed on: 7th July 2026

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