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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94675)

The Best Ever App For Trust And Peace Of Mind

5
Very easy to use I trust to use PayPal than any other as is more secure and you have peace of mind making transactions and receiving money too Reviewed on: 7th July 2026

PayPal pay in 3 has been a godsend.

5
PayPal pay in 3 has been a godsend. I don't like credit, but I can do 3 months. Reviewed on: 7th July 2026

Great Service

5
PayPal makes online payments incredibly simple and secure. The app is fast, transactions are reliable, and customer support has been helpful whenever I've needed assistance. I appreciate the convenience, buyer protection, smooth checkout experience, and overall peace of mind it provides every single time online. Reviewed on: 7th July 2026

Simple, Flexible and Easy to Use

5
My experience with PayPal Credit has been positive. I found it easy to use when shopping online, and it gave me flexibility to spread the cost of purchases when needed. The process was simple, clear and convenient, and I liked that PayPal is accepted by many retailers. I also feel it is helpful because payments and account details can be managed online in one place. Overall, I am satisfied with PayPal Credit, but I believe users should always check the terms and make repayments on time to avoid extra charges. Reviewed on: 7th July 2026

good when relevant

4
Pay in 3 is good when it can be applied Reviewed on: 7th July 2026

PayPal’s Pay In 3 a really useful tool!

5
I’ve always found PayPal’s Pay In 3 service to be a really useful tool, it offers a clear breakdown of what each payment will be, always prompt with payments and the reminders are really handy as well to have so that way you can calculate with other ongoing bills. Reviewed on: 7th July 2026

Excellent service

5
I have used this service several times. It is reliable and hassle-free. Reviewed on: 7th July 2026

PayPal is excellent

5
I use PayPal regularly for transactions as safest way to pay and a bonus that I can do pay in 3 and spread my payments. Always goes through smoothly and recommend to anyone Reviewed on: 7th July 2026

Use pay pal for gigs, sending money to friends and f...

5
Use pay pal for gigs, sending money to friends and family and it’s super easy. Reviewed on: 7th July 2026

Your service is second to none, very easy to underst...

5
Your service is second to none, very easy to understand, apply and pay Reviewed on: 7th July 2026

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