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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87371 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (87420)

Good communication and professional support

Good communication and professional support Reviewed on: 20th June 2026

Easy to set up.

Easy to set up. Details were clear and broken down. Have used before and will use again. Has helped us to spread to cost of some festival tickets Reviewed on: 20th June 2026

Very easy to use and excellent customer service

Very easy to use and excellent customer service Reviewed on: 20th June 2026

Does exactly what it promises

I’ve used PayPal Pay in 3 several times for larger purchases and have found it to be a convenient way to spread costs without paying interest. The application process is quick, repayments are clearly displayed, and everything can be managed easily through PayPal. The main benefit for me is cash-flow management. I can make a purchase when needed and spread the cost over a short period without having to use a credit card. Payment reminders and visibility of upcoming instalments make it easy to stay on top of repayments. One area that could potentially be improved would be giving customers more flexibility over repayment dates, for example aligning them with their regular payday. However, the current system has worked reliably for me and I’ve never experienced any issues with payments or account management. Overall, PayPal Pay in 3 is a straightforward, reliable service that does exactly what it is designed to do. Reviewed on: 20th June 2026

A very great way to enhance your credit and very hel...

A very great way to enhance your credit and very helpful when you need some money for a great buy Reviewed on: 20th June 2026

Easy to use. No interest. Amazing

Easy to use. Everything is mostly pre-approved so you can split a large payment into manageable size payments over 3 months. Also no interest which is great. Reviewed on: 20th June 2026

Easy to use with any problems swiftly dealt with

Easy to use with any problems swiftly dealt with Reviewed on: 20th June 2026

Easy to use and a great way to spread the cost of mo...

Easy to use and a great way to spread the cost of more pricey items. Reviewed on: 20th June 2026

A site you can trust.

So easy to set up. A site you can trust.Takes the stress away from having to pay a big amount. Reviewed on: 20th June 2026

Easy to use and handy for budgeting for items.

Easy to use and handy for budgeting for items. Reviewed on: 20th June 2026

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