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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87239 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (87276)

Allows me to buy more things I need at once, rather...

Allows me to buy more things I need at once, rather than having to wait. Being able to pay towards the installment before the due date makes it easier and less daunting. Reviewed on: 19th June 2026

I always use the pay in 3option for any purchase o...

I always use the *pay in 3*option for any purchase over £30. I’m told what the payment today is and what the next 2 payments are due. I get reminders for when the payment is due and what is left to pay. It’s so easy to do a couple of clicks and you’re done. Simple easy to use and I always know when the payment is going out, and no interest to pay. I honestly haven’t found any drawbacks to this and I’ve been using it for a couple of years. Reviewed on: 19th June 2026

PayPal - So many uses

I have had a few issues over the years, but it does what it sets out to. Reviewed on: 19th June 2026

Easy to use.

Easy to use. Being able to pay over 3 is helpful for me. I like it being an option for paying for things. Reviewed on: 19th June 2026

Easy to use handy to have there when you need it

Handy to have easy to use and used many places handy Reviewed on: 19th June 2026

Paypal - easy and safe

Paypal is so easy to use, - you know that your payments are going to be there in seconds which is really reassuring. Once I got a phone call from Paypal to tell me that someone was withdrawing money from my bank via my Paypal - sure enough I found that my email had been hacked. But Paypal were on the case in minutes as they stopped the varying amounts from leaving my account as they recognised it to be unlike me to act like that. I was grateful, and also again reasured that your money and data is safe Reviewed on: 19th June 2026

Would recommend

Have used multiple times and would recommend Reviewed on: 19th June 2026

Always had a good service from PayPal.

Always had a good service from PayPal. Reviewed on: 19th June 2026

Have used quite a few times and never had any...

Have used quite a few times and never had any issues Reviewed on: 19th June 2026

I often use paypal pay in 3 as it helps alot for wha...

I often use paypal pay in 3 as it helps alot for what i need, when money is low and i cannot pay in full, helps spread the cost for things i need. Reviewed on: 19th June 2026

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