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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87112 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (87145)

PayPal goes from strength to strength

I have been with PayPal for over 20 years and it has come a long way since it first started as a trusted source for eBay payments. They have grown to offer some very valuable tools in sending and receiving money as well opening up a simple way to dip into stablecoin holds in the cryptocurrency market. Reviewed on: 19th June 2026

Budgeting

Pay in 3 is handy with budgeting your finances for the month. Reviewed on: 19th June 2026

Pay in 3

This is an excellent service to be able to pay in 3 payments interest free. It helps with larger purchases. Great communication with the dates set out plus reminders keeps it organised and safe. I have completed one pay in 3 with no problems at all and have just started a second so I will recommend this service. Reviewed on: 19th June 2026

Great stuff - PayPal just works!

Great stuff - PayPal just works! Reviewed on: 19th June 2026

Paypal is my default go to place for majority of my...

Paypal is my default go to place for majority of my online dealings if not all of them. Pay in 3 is also very helpful feature, which i have used a bit more frequently in recent times. Excellent service and innovative payment methods make PayPal easy to promote to friends and family should they require. Reviewed on: 19th June 2026

Safe and secure

Always feel secure using PayPal. The open are good as well to spread the cost either using PayPal credit or pay in 3 Reviewed on: 19th June 2026

Very easy to use and extremely useful for budgeting.

Very easy to use and extremely useful for budgeting. Offers alternative to HP Reviewed on: 19th June 2026

Shopping

Great on line service easy to use very safe and satisfying. Reviewed on: 19th June 2026

It’s the safest way to use money.

It’s the safest way to use money. I trust them completely and use them for multiple transactions to ensure the funds go from point A to B seamlessly and efficiently. Reviewed on: 19th June 2026

A safe, efficient and effective transaction platform.

Every time I have had an issue, and luckily going through PayPal its rare because I know they are an effective buffer between me and the seller, things could not have been easier or smoother. Fast, efficient, easy to follow and for me positive every time. Reviewed on: 19th June 2026

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