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PayPal: Pay in 3 reviews

4.76
Based on 101,299 reviews, last reviewed 4th Sep 2026
26% increase in 5 star reviews
in the past 90 days
26% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal for over 20 years and found the ser... I've used PayPal for over 20 years and found the service to be excellent, particularly when I first started using PP. More recently, not so good as I ... Read more Reviewed on: 4th September 2026
John Smith's avatar
John Smith

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101299)

PayPal is the Safest way I pay it’s quick and...

5
PayPal is the Safest way I pay it’s quick and easy Reviewed on: 8th July 2026

I have used PayPal for many years, the pay in 3 opti...

5
I have used PayPal for many years, the pay in 3 option is brilliant especially when a large appliance decides to break right before Christmas, twice this has happened and twice PayPal pay in 3 has helped this problem, would highly recommend to everyone. Easy to use to! Reviewed on: 8th July 2026

Love paypal

5
I use paypal frequently and I loved it. Its easy and very trustworthy. Wether its the pay in 3 or the credit .its really good . Reviewed on: 8th July 2026

It fills me with confidence to purchase with PayPal.

5
It fills me with confidence to purchase with PayPal. I feel much more protected and its easy to use. Reviewed on: 8th July 2026

No issues

5
Never had an issue even with refunds only had to use customer service once and the support was good Reviewed on: 8th July 2026

Quick, easy, safe and efficient.

5
Quick, easy, safe and efficient.I Would highly recommend Reviewed on: 8th July 2026

Safe and secure payment transactions

5
I am very happy and satisfied with the financial services provided by PayPal. I feel secure and confident whenever I make payments to online retailers through the platform. I have also used the “Pay in 3” option for several transactions, and it has been extremely helpful and convenient. The customer service is also fantastic, never dissapointed. Reviewed on: 8th July 2026

Positive experience

4
Positive experiences. Always easy to apply to my purchases and safety conscious. meaning that I never have to worry about scams or fraudulent activity. Reviewed on: 8th July 2026

Have been using PayPal for many years.

5
Have been using PayPal for many years. I feel my money is safe and sound with PayPal. Reviewed on: 8th July 2026

I often use pay in 3.

5
I often use pay in 3. It’s a fantastic option. Reviewed on: 8th July 2026

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