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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79886 reviews)

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4.76

Based on 79,867 reviews, last reviewed 5th Jul 2026

5420900% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never had a bad experience Never had a bad experience since being with them and never had any problems if I had a issue they sorted quick all good 5**** Reviewed on: 5th July 2026

Latest lowest rating:

1

Pay regularly usually before payment due then after... Pay regularly usually before payment due then after a year stop the facility. Reviewed on: 5th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79886)

Simple, no hassle and clear

Simple, no hassle and clear information and tools. Reviewed on: 11th June 2026

Really helps to plan and achieve the things you need...

Really helps to plan and achieve the things you need to do without feeling the pinch, easy process no unnecessary interest or additional expense Reviewed on: 11th June 2026

Pay pal is good

It's a great way to pay for stuff gives you time to pay in installments Reviewed on: 11th June 2026

Easy to use quick decisions good app

Easy to use quick decisions good app Reviewed on: 11th June 2026

Pay in 3 is a huge help and great service.

Pay in 3 has helped me hugely, especially towards the end of the month. For larger, more expensive purchases, I usually choose pay in 3 and then when I get paid I can choose to pay the rest off or not. I think it's a great service. Reviewed on: 11th June 2026

User friendly

Paypals pay in three function makes it easy to spread the cost of large purchases to make it more manageable. I also appreciate that they set caps for borrowing with the pay in three. It means that you don’t take out more than you can handle monthly and makes you think about the purchase more before you buy. Reviewed on: 11th June 2026

Excellent & It’s really simple to use.

It’s really simple to use. You can keep control of your money. Very convenient. I love it. Reviewed on: 11th June 2026

I like using PayPal as it gives me flexibility along...

I like using PayPal as it gives me flexibility along with the additional security when making purchases online. I know if anything goes wrong PayPal will support me and ensure my transactions are secure Reviewed on: 11th June 2026

A very useful tool for when a necessary purchase is...

A very useful tool for when a necessary purchase is needed. Reviewed on: 11th June 2026

a really user-friendly experience.

I've always found PayPal really easy to use, both app and website are extremely user friendly. The payments are set out clearly before you accept , I can pay early if I choose too and using Paypal I know I'm protected. Reviewed on: 11th June 2026

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