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PayPal: Pay in 3 reviews

4.76
Based on 101,300 reviews, last reviewed 5th Sep 2026
24% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy So simple to use and a great way to spread the costs without the additional burden of interest and forgetting payments Reviewed on: 5th September 2026
James Stuart-Gammie's avatar
James Stuart-Gammie

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101300)

I always use PayPal for a quick efficient payment of...

5
I always use PayPal for a quick efficient payment of goods online Reviewed on: 8th July 2026

Fast smooth no hassle.

5
Fast smooth no hassle. Easy to set up. Great service, no need to worry after all payments done and all is settled no need to worry after, all is sorted for you. Reviewed on: 8th July 2026

I like the fact that it can be used with so many web...

5
I like the fact that it can be used with so many websites. The transfer of funds is quick and easy to my bank account. The exchange rate for payments abroad is fairly good. Overall good experience. Reviewed on: 8th July 2026

Good way to spread the cost over 3 or 4 months at in...

5
Good way to spread the cost over 3 or 4 months at interest free payments and easy to set up also keeps your bank details safe Reviewed on: 8th July 2026

It’s very reassuring to have the pay in 3 option.

5
It’s very reassuring to have the pay in 3 option. It makes things so much more affordable and easier to stay in budget. Thank you. Reviewed on: 8th July 2026

Spread cost interest free, safely and securely.

5
I frequently use the very quick and convenient pay in 3 for larger purchases to spread the cost. Highly recommended service and excellent customer service. I also always use PayPal whenever I have anu uncertainty about an online buyer because I know my money is safe and should any issues occur, they will sort it. Reviewed on: 8th July 2026

Always a positive experience

5
Paypal is peace of mind and pay in 3 really helps spread the cost which is great. I have used paypal for years, it’s been so reliable and easy especially for shopping online. Almost like an online security guard that lets you spread the cost! Brilliant! Reviewed on: 8th July 2026

Recommend

4
They responded to customers needs and resolve issues promptly Reviewed on: 8th July 2026

I find PayPal an easy and safe was to pay for purcha...

5
I find PayPal an easy and safe was to pay for purchases Reviewed on: 8th July 2026

Used it once, it was fine, helped me in a...

5
Used it once, it was fine, helped me in a tight spot Reviewed on: 8th July 2026

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