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PayPal: Pay in 3 reviews

4.76
Based on 101,300 reviews, last reviewed 5th Sep 2026
24% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy So simple to use and a great way to spread the costs without the additional burden of interest and forgetting payments Reviewed on: 5th September 2026
James Stuart-Gammie's avatar
James Stuart-Gammie

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101300)

great service

5
I r always had great experience. It’s fast and efficient with excellent security measures. Reviewed on: 8th July 2026

Cheated the thief’s when you do not get item...

1
PayPal supports the thief’s when you do not get item you loose your money.i had items so called to my door the picture was not my door how is that proof of delivery Reviewed on: 8th July 2026

Easy to use, quick and efficient helps with those bi...

5
Easy to use, quick and efficient helps with those bigger purchases Reviewed on: 8th July 2026

A seamless experience.

5
A seamless experience. Do quick and easy. Reviewed on: 8th July 2026

Easy to pay,always helpful if there is a problem

5
Easy to pay,always helpful if there is a problem Reviewed on: 8th July 2026

I had issues with pay in three as the system always...

5
I had issues with pay in three as the system always refuses my request Reviewed on: 8th July 2026

Easy to use

5
Pay in 3 is quick, easy to use, and integrates perfectly with most checkout pages. It allows me to split my purchases into three interest-free payments smoothly, which helps a lot with budgeting. I’ve never had an issue with it. Reviewed on: 8th July 2026

Giving you finance options

5
Pay in 3 and pay later option are excellent when making bigger purchases or when you want to buy before pay day. No interest charge so total no brainer option!! Reviewed on: 8th July 2026

Pretty seamless and easy.

5
Pretty seamless and easy. Added protection when shopping online is why i use paypal Reviewed on: 8th July 2026

Pay interest free

5
PayPal Pay in 3 is a fantastic way to pay for items you can’t afford in one go it allows you to spread the cost and allows me to buy items without my bank balance going into the red with the added advantage of it being interest free where else are you offered something for nothing and always a wonderfully secure way to pay with updates on when the money is about to come out. Reviewed on: 8th July 2026

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