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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79927 reviews)

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4.76

Based on 79,867 reviews, last reviewed 5th Jul 2026

5420900% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never had a bad experience Never had a bad experience since being with them and never had any problems if I had a issue they sorted quick all good 5**** Reviewed on: 5th July 2026

Latest lowest rating:

1

Pay regularly usually before payment due then after... Pay regularly usually before payment due then after a year stop the facility. Reviewed on: 5th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79927)

Always good experiences with PayPal buyer protection...

Always good experiences with PayPal buyer protection is invaluable Reviewed on: 11th June 2026

Quick and easy to use.

Quick and easy to use. Makes payments convenient. The option of paypal credit and pay in 3 is also a nice way to help spread costs Reviewed on: 11th June 2026

I have been using PayPal for many years, and my expe...

I have been using PayPal for many years, and my experience has always been very positive. The platform is secure, easy to use, and gives me confidence when making online purchases. I especially appreciate the extra layer of protection it provides for both buyers and sellers. One of my favorite features is Pay in 3, which allows me to spread the cost of purchases into manageable payments without unnecessary hassle. The application process is simple, and the payments are easy to track. Reviewed on: 11th June 2026

Pay in 3 the easy way

Pay in 3 is easy way to spread the cost across 3 months instead of 1 lump sum Reviewed on: 11th June 2026

Always had great service.

Always had great service.whenever I’ve had a problem I have always been able to get a satisfactory outcome. Reviewed on: 11th June 2026

great way to pay and the insurance with it too...

great way to pay and the insurance with it too Reviewed on: 11th June 2026

PayPal is always reliable, trustworthy and I can spr...

PayPal is always reliable, trustworthy and I can spread the cost of items which is so easy. I’ve never had any issues with refunds or sending money abroad to family. Reviewed on: 11th June 2026

I use the app, feels secure & simple to use.

I use the app, feels secure & simple to use. Reviewed on: 11th June 2026

A great service that I've been using for years!

I love the fact that I can spread the cost of my purchases over 3 payments, also knowing that I have protection. This proved extremely helpful when I didn't receive a parcel, went to PayPal for help, and I got my money refunded through them...thanks PayPal! Reviewed on: 11th June 2026

Paypal pay in 3 has unlocked the ability for me to m...

Paypal pay in 3 has unlocked the ability for me to make purchases that otherwise would have been near impossible, all without any extra interest charges. Knowing that a balance will be cleared within three months also gives great peace of mind. Reviewed on: 11th June 2026

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