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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79939 reviews)

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4.76

Based on 79,867 reviews, last reviewed 5th Jul 2026

5420900% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never had a bad experience Never had a bad experience since being with them and never had any problems if I had a issue they sorted quick all good 5**** Reviewed on: 5th July 2026

Latest lowest rating:

1

Pay regularly usually before payment due then after... Pay regularly usually before payment due then after a year stop the facility. Reviewed on: 5th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79941)

Always good service, whoever I speak to always manag...

Always good service, whoever I speak to always manages to resolve any issues. PayPal pay in three is a great way to spread the cost of items. I would highly recommend PayPal to people who need to spread the costs Reviewed on: 11th June 2026

Really useful being able to pay in 3 and has helped...

Really useful being able to pay in 3 and has helped me to buy things I wouldn't have been able to pay for in 1. PayPal Customer Service have always been extremely helpful when needed. Reviewed on: 11th June 2026

The application process was quick and straightforwar...

The application process was quick and straightforward, and splitting payments into three interest-free instalments made managing my budget much easier. Payments were clearly scheduled, reminders were helpful, and everything was handled securely through PayPal. The service was transparent, easy to use, and gave me extra flexibility when making purchases. I would definitely recommend PayPal Pay in 3 to anyone looking for a convenient way to spread the cost of purchases without paying interest Reviewed on: 11th June 2026

Very good service.

Very good service. Very quick, easy to use app. Good offers Reviewed on: 11th June 2026

Excellent : always here for you

As a single parent, having a little extra financial flexibility can make a huge difference, and PayPal has been incredibly helpful. It's quick, easy to access, and gives me peace of mind when unexpected expenses come up without feeling like I'm overpaying. The whole process is simple, convenient, and user-friendly. I've always found it reliable when I need it most. I genuinely love the service and would highly recommend it to anyone looking for a fast and hassle-free way to manage their finances. Thank you, PayPal, for making things a little easier for families like mine! Reviewed on: 11th June 2026

i always use paypal for additional protection when o...

i always use paypal for additional protection when online shopping. It gives me peace of mind knowing my purchased are always protected. Reviewed on: 11th June 2026

Excellent customer service making purchases much mor...

Excellent customer service making purchases much more easier to manage Reviewed on: 11th June 2026

Best Service Privider.

I love the pay in 3 option, and the speed of return, should the purchase prove to be unsuitable, is excellent! By far the best provider. Reviewed on: 11th June 2026

Quick & Easy.

I have used this several times now, and if fits my finances very well, spreading the cost, but not too far. It’s very quick and easy. Reviewed on: 11th June 2026

Treats or essentials made easy to buy

I have used pay pal pay in 3 to buy items I would not be able to buy in full so essentials and treats are available to me with no extra costs. I can buy surprises for others too. A great way to pay. Thank you. Reviewed on: 11th June 2026

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