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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101300 reviews)

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4.76

Based on 101,299 reviews, last reviewed 4th Sep 2026

26% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I've used PayPal for over 20 years and found the ser... I've used PayPal for over 20 years and found the service to be excellent, particularly when I first started using PP. More recently, not so good as I ... Read more Reviewed on: 4th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101300)

Pay In 3 Can Be Life Changing When Used Responsibly

I have been using PayPal's Pay in 3 option for many years. I have never once had an issue with the service. Just make sure that you stick to what you can actually afford. Missing payments can really have a negative impact on your credit score and mental health. However, when used responsibly PayPal's Pay in 3 service can make big payments much more manageable, which can be really helpful for emergency situations where you don't have enough spare income to cover the full cost of something that you need. It's much better than any of these rubbish pay day lenders etc. Reviewed on: 8th July 2026

Very reliable and safe - easy to use - can be used w...

Very reliable and safe - easy to use - can be used worldwide Reviewed on: 8th July 2026

Very accessible and useable for my online purchases

Very accessible and useable for my online purchases Reviewed on: 8th July 2026

Great service, feeling safe when shopping

Great service, feeling safe when shopping Reviewed on: 8th July 2026

It’s just so easy to use

It’s just so easy to use and it makes me feel secure Reviewed on: 8th July 2026

Always easy to use.

Always easy to use, any problems are resolved quickly. Reviewed on: 8th July 2026

The best way to pay online

You know your money is safe and the pay in 3 options makes things more manageable. Reviewed on: 8th July 2026

Confident provider

I feel very confident in paying by PayPal because it is secure. It allows me to buy things in stages . They communicate very well reminding me when a payment is due. The website is clearly laid out and user friendly. Customer service is prompt and friendly Reviewed on: 8th July 2026

As i have learning problems paypal makes things easy.

As i have learning problems paypal makes things easy. Reviewed on: 8th July 2026

Efficient transactions

Use regularly for transactions and its very quick Reviewed on: 8th July 2026

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