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PayPal: Pay in 3 reviews

4.76
Based on 101,300 reviews, last reviewed 5th Sep 2026
24% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy So simple to use and a great way to spread the costs without the additional burden of interest and forgetting payments Reviewed on: 5th September 2026
James Stuart-Gammie's avatar
James Stuart-Gammie

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101302)

always there when needed!

5
always there when needed,good value,never complicated. Reviewed on: 8th July 2026

I have found PayPal very intuitive and user-friendly.

5
I have found PayPal very intuitive and user-friendly. Reviewed on: 8th July 2026

Exceptionally easy

5
Exceptionally easy and quick to set up. Great communication reminders each month. Reviewed on: 8th July 2026

Top work PayPal!

5
I've never had any issues using PayPal. It works well every time and is the most convenient way to pay online. Transferring money to friends and family is also a breeze. Reviewed on: 8th July 2026

Easy to navigate.

5
Easy to navigate. Issue with payment going out when I did not authorise customer service was great Reviewed on: 8th July 2026

Paypal is the best way to buy

5
Always use paypal as it is very secure and i know i would have their help if a problem occurred Reviewed on: 8th July 2026

PayPal is easy to use.

4
PayPal is easy to use. I have an excellent credit rating with my bank but for some reason PayPal doesn’t allow me to use the Pay in 3 service so if I want to spread the cost I use Klarna. I phoned PayPal but they couldn’t give me a valid reason as to why I can’t access it. Reviewed on: 8th July 2026

PayPal is excellent safe and if you got any problem...

5
PayPal is excellent safe and if you got any problem they always there to help you Reviewed on: 8th July 2026

Very easy to use.

5
Very easy to use. All method of payment are available Reviewed on: 8th July 2026

Easy to apply and peace of mind with purchases

5
Easy to apply and peace of mind with purchases Reviewed on: 8th July 2026

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