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PayPal: Pay in 3 reviews

4.76
Based on 101,302 reviews, last reviewed 6th Sep 2026
23% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026
Julie scibilia's avatar
Julie scibilia

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101302)

Easy mini credit service

5
The service is very easy to set up, the monthly reminders are useful and spreading the cost across 3 payments is usually enough. Reviewed on: 8th July 2026

A reliable payment services Paypal

5
I've had a really good experience using PayPal. It's easy to use, payments are processed quickly, and I feel confident using it because of its security. Setting up my bank account was straightforward, and I've found it to be a reliable way to pay for things both in the UK and abroad One feature I've found especially useful is PayPal Pay in 3. It has helped me spread the cost of larger purchases over three interest-free instalments, making it much easier to manage my budget without any added stress. Overall, PayPal has been a convenient, reliable, and trustworthy payment service, and I'd happily recommend it to anyone looking for a safe and flexible way to shop online. Reviewed on: 8th July 2026

any issues resolved very quickly

5
Always gets any issues resolved very quickly Reviewed on: 8th July 2026

Trusted and safe, those are my non-negotiable criteria.

5
Trusted and safe, those are my non-negotiable criteria. If internet seller doesn't have PayPal option, I'm not buying. I don't need the newest fads and different gateways payment methods, I want one that I can trust no matter what. I have PayPal for over 15years and never had an issue that wasn't resolved. Reviewed on: 8th July 2026

I’ve used paypal for years, the whole process couldn...

5
I’ve used paypal for years, the whole process couldn’t be easier. It’s great to be able to spread out your payments so it doesn’t all stack up! Reviewed on: 8th July 2026

Convenience

5
Seamless convenience with purchases Reviewed on: 8th July 2026

The best out there

5
I've used PayPal for more than ten years now and never had a problem at all. It helps things affordable to you, Many of times i have wanted to buy somethin but found the price a little out of my reach, so PayPal pay in three has helped me make that purchase. It's straightforward to use and very reliable...its my first choice of finance provider I use before any others, INFACT....I would be lost without paypal. Reviewed on: 8th July 2026

Very Good.

5
When using PayPal, never had a problem and easy to use. Reviewed on: 8th July 2026

Quick, easy and reliable.

5
Quick, easy and reliable. Honestly speaking I would trust pay pal with spending upto £10000 safely and securing Reviewed on: 8th July 2026

Always a clean smooth payment process.

5
Always a clean smooth payment process. Makes online shopping easy. Reviewed on: 8th July 2026

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