Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101303 reviews)

View other PayPal products

4.76

Based on 101,303 reviews, last reviewed 8th Sep 2026

20% decrease in 5 star reviews

in the past 90 days

21% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101303)

I love how I can stress less about payments by doing...

I love how I can stress less about payments by doing a pay in 3. I feel fully secure using PayPal and it will always be my go to! Reviewed on: 8th July 2026

Great and helpful part of the app

Great and helpful part of the app Reviewed on: 8th July 2026

There when you need a little extra help

Pay in 3 can be extremely handy to spread costs. I especially like the fact that you can pay off the instalments early without extra costs. Equally, there are no penalties for late payments and regular email reminders make sure there are no surprises. Reviewed on: 8th July 2026

Does what it says on the tin

Does what it says on the tin. Easy to apply and quick to respond. What’s not to like Reviewed on: 8th July 2026

super easy process with nothing to worry about!

super easy process with nothing to worry about! everything is really clear and you know what you’re getting into. a lifesaver for when you can’t quite make it work all in one go!! Reviewed on: 8th July 2026

Reliable safe source for transactions

Reliable safe source for transactions Reviewed on: 8th July 2026

I've used PayPal for a number of years any issues I'...

I've used PayPal for a number of years any issues I've ever had they have been dealt with straight away pay in 3 is a great idea I feel safe using PayPal Reviewed on: 8th July 2026

It’s fine and trustworthy.

It’s fine and trustworthy. The money is withdrawn as agreed and keeps you updated when making transactions. It’s easy to gain information about your purchases and transactions through the app . Reviewed on: 8th July 2026

The best way to pay in safe it help and also keep yo...

The best way to pay in safe it help and also keep you tracking your progress Reviewed on: 8th July 2026

Excellent service and excellent value for money, and...

Excellent service and excellent value for money, and feels safe, rather than having to put your bank details in to all different on line retailers, love this service Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Butter 4.08 from 2 reviews
nextpay
from Next 4.20 from 13 reviews
Retail finance
from Buyline 4.38 from 26 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181145 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub