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PayPal: Pay in 3 reviews

4.76
Based on 77,494 reviews, last reviewed 29th Jun 2026
5196300% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and quick system to use Easy to use and quick system to use Reviewed on: 29th June 2026
James's avatar
James

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026
David 's avatar
David

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77635)

Helpful to split payments, good s

5
Helpful to split payments, good s Reviewed on: 9th June 2026

WIDELY AVAILABLE AND ACCESSABLE

5
I prefer PayPal Pay in 3 above all other products, it's widely available meaning you don't have to subscribe to multiple pay in 3 providers, it's easy and gives you notifications on when payments are due so I rate it highly. Reviewed on: 9th June 2026

Easy to pay for things, very convenient and most pla...

5
Easy to pay for things, very convenient and most places take paypal. No need to carry money so makes it safer to use Reviewed on: 9th June 2026

I'm always unhappy when an online retailer doesn't o...

5
I'm always unhappy when an online retailer doesn't offer PayPal. I'd rather cancel the purchase than pay and enter my credit card number and code. Reviewed on: 9th June 2026

I love 3 pay PayPal

4
I found 3 pay most helpful, that you can slip the payment. Reviewed on: 9th June 2026

Its great to be able to spread it over 3 payments fo...

5
Its great to be able to spread it over 3 payments for when you have to wait for pay day Reviewed on: 9th June 2026

Game changer - love it!

5
This has been a game changer for me. I have used paypal for years as I trust it, but paying over 3 instalments has enabled me to buy items I want and be able to spread the cost. Reviewed on: 9th June 2026

Pay in 3 is a good way to manage our money and to ma...

5
Pay in 3 is a good way to manage our money and to make purchased with no fees, thanks Reviewed on: 9th June 2026

Never any problems using PayPal - swear by it

5
Never any problems using PayPal - swear by it Reviewed on: 9th June 2026

Never any issues.

5
Never any issues. Pay in 3 let's me spread costs conveniently. Works for me ! Reviewed on: 9th June 2026

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