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PayPal: Pay in 3 reviews

4.76
Based on 101,303 reviews, last reviewed 8th Sep 2026
20% decrease in 5 star reviews
in the past 90 days
21% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026
Lorna G's avatar
Lorna G

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101303)

Affordable

5
Being able to pay up purchases in the three instalments helps a lot whether it be for buying kids school shoes or treating yourself to a concert. Reviewed on: 8th July 2026

I use pay in 3 regularly for higher value items to s...

5
I use pay in 3 regularly for higher value items to spread the cost. I am a self employed worker and this facility allows me to pay for items for home and business during periods of slow business, Reviewed on: 8th July 2026

I have several years of experience and I am very sat...

5
I have several years of experience and I am very satisfied. Reviewed on: 8th July 2026

Pay in three has been a real life saver.

5
Pay in three has been a real life saver. It’s an excellent service. Reviewed on: 8th July 2026

It's a breeze

5
Always very easy to use and any issues dealt with immediately Reviewed on: 8th July 2026

Never had any problems and it’s so easy to do

5
Never had any problems and it’s so easy to do Reviewed on: 8th July 2026

Paypal have solved so many issues for me so fast and...

5
Paypal have solved so many issues for me so fast and efficiently. I got reccomended by a family member and have since not looked back. By far this is the safest payment method that I have used. I have recommended Paypal to so many friends and family due to the versitility you have with the different payment options. Reviewed on: 8th July 2026

Feel safer using paypal.

5
Feel safer using paypal. Being able yo spread payments allow me to budget better. I also like it is quite transparent. I get reminders of when the money is coming out. They also have option to pay in advance of due date and good customer service Reviewed on: 8th July 2026

Was there when I needed it. Very good option to have

5
Very good, it’s a good option to have when options may be limited Reviewed on: 8th July 2026

PayPal is great

5
PayPal is great and easy to use, highly recommended. Reviewed on: 8th July 2026

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