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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101303 reviews)

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4.76

Based on 101,303 reviews, last reviewed 8th Sep 2026

20% decrease in 5 star reviews

in the past 90 days

21% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101303)

Pay-in-3 is a very easy to use service. Superb.

Pay-in-3 is a very easy to use service that helps those like myself who are on a limited budget spread the cost and manage our money, even for smaller purchases. The overall process is made simple to use and very easy to understand while regular communications about upcoming payments makes budgeting that much easier so there are no nasty surprises. I would recommend the service to anyone. Reviewed on: 8th July 2026

A Brilliant Way to Spread the Cost, thanks PayPal.

I’ve had a great experience using PayPal Pay in 3. The application process was quick and straightforward, and it made spreading the cost of a purchase much more manageable without any hassle. Payments were clearly scheduled, easy to track through the app, and everything was handled smoothly. It’s a convenient, flexible option when making larger purchases, and I appreciate how simple and transparent the whole process has been. I would happily use PayPal Pay in 3 again and would recommend it to others looking for an easy way to budget their spending. Reviewed on: 8th July 2026

Amazing experience highly recommended use PayPal for...

Amazing experience highly recommended use PayPal for everything Reviewed on: 8th July 2026

Great service

Works perfectly fine for me . Everything I need Reviewed on: 8th July 2026

easy and convenient to use.

I like that most retailers use Paypal and I find the pay in three really useful and helpful. Also it always feels very secure to use. Reviewed on: 8th July 2026

General Satisfaction

Painless experience with processes and transactions. Globally accepted method and 0% interest options and installments without lengthy verifications. Reviewed on: 8th July 2026

Reliable and efficient and safe, I have used service...

Reliable and efficient and safe, I have used service for over ten years and will continue to do so for years Reviewed on: 8th July 2026

Fast, and safe to use.

Fast, and safe to use. Pay in 3 is easy to use and very convenient for those items you need when it’s the end of the month and you don’t want to overspend.. And paying back in 3 equal amounts helps you keep to your budget Reviewed on: 8th July 2026

Great service.

Great service. Easy to get assistance, very willing to make their customer happy and satisified with the service. Reviewed on: 8th July 2026

Easy to use

Only used a couple of times but was helpful and easy to use Reviewed on: 8th July 2026

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