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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77657 reviews)

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4.76

Based on 77,646 reviews, last reviewed 29th Jun 2026

5210800% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Couldn’t be easier! Very easy to apply & set up, decisions made in seconds. Good communication regarding payment dates etc. PayPal staff are also super helpful when I’ve ... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77657)

So quick and easy, try it, you won't be disappointed

I used paypals pay in 3 when I wanted to buy a higher priced item but didn't have the money to pay out right. It was very easy to use and made it possible for me to buy the item. Their were no extra charges and I felt comfortable using this method. It was quick with no awkward questions. I recommend it to anyone contemplating it. Do it, it's fine. Reviewed on: 9th June 2026

I like the fact it gives you flexibility to pay in i...

I like the fact it gives you flexibility to pay in instalments especially when you might have an unexpected birthday or occasion come up and the option to pay in full if you want to. Reviewed on: 9th June 2026

PayPal Pay in 3

I have used this service for almost 10 years now, it is the service which made me use PayPal as my main provider when shopping online and in-person. I have never had any issues with this service. Even when I have returned items, the Pay in 3 scheme has always refunded me correctly. Reviewed on: 9th June 2026

Spread the cost use pay in 3 installments

I use the pay in 3 a lot of the time to spread the cost as I am a pensioner and money is tight Reviewed on: 9th June 2026

A gift buying essential

Pay in 3 for me is a Christmas/gift essential, without it sad faces all round. Very easy to use, no interest added. Happy to recommend. Reviewed on: 9th June 2026

Great Service!

I have been using PayPal in various forms for over 30 years and am delighted with it. Never had a problem. PayPal Pay in 3 has been a godsend. It helps delay a payment partially when I really need it. Reviewed on: 9th June 2026

I’ve used PayPal for over 20 years now

I’ve used PayPal for over 20 years now and I’ve never experienced an issue too big to be resolved. The process and system of pay in 3 has supported me to better manage my finances and bills, making them stress free. Reviewed on: 9th June 2026

Excellent

Always use PayPal for peace of mind and payment offers. Never let me down and help me manage my money Reviewed on: 9th June 2026

So easy to activate and pay and as money comes out m...

So easy to activate and pay and as money comes out monthly its easier to make big payments Reviewed on: 9th June 2026

Would prefer for optional repayment times

Would prefer for optional repayment times for the 3 payments, rather than a strict once a calendar month return, an option for 2 week, 3 week, 4 week or calendar month repayments would be beneficial at times. Reviewed on: 9th June 2026

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