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PayPal: Pay in 3 reviews

4.76
Based on 101,303 reviews, last reviewed 8th Sep 2026
20% decrease in 5 star reviews
in the past 90 days
21% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026
Lorna G's avatar
Lorna G

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101303)

I feel totally confident when using PayPal to me it...

5
I feel totally confident when using PayPal to me it is the safest way to pay especially on line. Plus they offer fantastic credit facilities for all eventualities. Reviewed on: 8th July 2026

Quick and simple

5
Easy to use, i feel secure when using PayPal so it's my preferred way of paying online Reviewed on: 8th July 2026

Most secured payment method

5
PayPal has been my most secured payment method for years. It gives me peace of mind whenever I see paypal as payment method especially when purchasing online. I have never ever had any issues or concerns using PayPal. It’s the quickest and easiest way for online payments once registered. I don’t know why anyone should not be using PayPal these days especially with a lot of scams and security concerns online these days. most trusted payment method and a must have for your safety and peace of mind. Reviewed on: 8th July 2026

Great help

5
It’s great to be able to split your expenses in 3 , doesn’t affect your finances at once . Great service Reviewed on: 8th July 2026

It’s PayFriend

5
I feel totally safe when using PayPal. In fact, it’s more than PayPal, it’s PayFriend! Reviewed on: 8th July 2026

have used Paypal to pay for all my online goods

5
have used Paypal to pay for all my online goods and products and have always been happy with the service provided, any faults or disputes with sellers have been dealt with via paypal in a speedy and effective manner. Reviewed on: 8th July 2026

My preferred payment choice

5
I always use PayPal whenever possible with online shopping. I feel it is a safe and secure method. Reviewed on: 8th July 2026

Totally trust PayPal

5
Totally trust PayPal with online payments I make. Easy to use. Excellent when needed to defend my money. Very quick to get Any refund into my account. Reviewed on: 8th July 2026

Used PayPal pay in 3 to spread the cost

5
Used PayPal pay in 3 to spread the cost of my sons summer and holiday wardrobe. It was approved in seconds and I felt well informed. I had to make a few returns and it was easy to see the balance reduced. Payment reminders helped to stay on track. Reviewed on: 8th July 2026

Used pay in three for my flight and it was an easy e...

5
Used pay in three for my flight and it was an easy experience to use Reviewed on: 8th July 2026

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