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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77660 reviews)

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4.76

Based on 77,646 reviews, last reviewed 29th Jun 2026

5210800% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Couldn’t be easier! Very easy to apply & set up, decisions made in seconds. Good communication regarding payment dates etc. PayPal staff are also super helpful when I’ve ... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77660)

Easy to sue, easy to transfer and receive money, eas...

Easy to sue, easy to transfer and receive money, easy to resolve issues. Reviewed on: 9th June 2026

PayPal always works, it's very quick and simple to use.

PayPal always works, it's very quick and simple to use. Reviewed on: 9th June 2026

Very reliable when buying online don’t have to give...

Very reliable when buying online don’t have to give your credit card details to the online retailer depending on how much the item costs I use pay in three I use both a credit and debit card of which they keep the details Reviewed on: 9th June 2026

Great service - no issues at all!

Great service - no issues at all! Reviewed on: 9th June 2026

Paypal Pay in 3 - Convenience, Clicked

I’ve been using PayPal’s Pay in 3 since it was first introduced, and it has completely changed how I manage my budget. It’s straightforward to use at checkout, the automated payments mean I never have to worry about missing a due date, and there are no hidden fees. It’s an essential tool for spreading costs safely for anything from a flight, a holiday or just a new toy! Fully deserving of the award! Reviewed on: 9th June 2026

Any time I have had an issue with any purchase made...

Any time I have had an issue with any purchase made through PayPal, it has been dealt with very well to a satisfactory resolution. Reviewed on: 9th June 2026

Very convenient to pay in 3.

Very convenient to pay in 3. Able to purchase items now & pay over 3 payments. Reviewed on: 9th June 2026

When travelling abroad I use PayPal and there is nor...

When travelling abroad I use PayPal and there is normal no exchange rate Reviewed on: 9th June 2026

Really appreciate PayPal's payment in three option.

Really appreciate PayPal's payment in three option. It's super easy and very handy for economising. I haven't had to use their customer service so can't really comment on that, but overall I like the service and recommend it to friends. Reviewed on: 9th June 2026

I always feel a sense of relief when I reach the che...

I always feel a sense of relief when I reach the checkout and see the option for PayPal Pay in 3. It takes away a lot of the stress of making larger purchases because I know I can spread the cost into manageable instalments without paying interest. It’s especially helpful for expensive flights and other big purchases, making them feel far more affordable and less overwhelming. Reviewed on: 9th June 2026

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