Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101303 reviews)

View other PayPal products

4.76

Based on 101,304 reviews, last reviewed 8th Sep 2026

13% decrease in 5 star reviews

in the past 90 days

12% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101303)

Worth it and 0% interest so can't complain

Worth it and 0% interest so can't complain Reviewed on: 8th July 2026

I’ve never had a problem with PayPal, it’s always be...

I’ve never had a problem with PayPal, it’s always been smooth sailing and easy to understand! Reviewed on: 8th July 2026

Very good yes yes very good PayPal is always useful...

Very good yes yes very good PayPal is always useful Reviewed on: 8th July 2026

Ideal for someone in my position

Ideal for someone in my position with a limited but regular income Reviewed on: 8th July 2026

Fast , easy and reliable

Super easy to use, having what I need in the palm of my hand is useful. The pay in 3 is very handy Reviewed on: 8th July 2026

a very useful feature

It's a very useful feature to be able to spread the cost of items especially the more expensive ones in to 3. Reviewed on: 8th July 2026

Pay in 3 is a convenient way for many families that...

Pay in 3 is a convenient way for many families that are budgeting their monthly income to spread larger purchases over 3 months so not to impact every day needs! Reviewed on: 8th July 2026

Support me to recover my money

Paypal support me to recover my money when the seller did not send my order. I have confident paying with PayPal because I knew it’s secure. Reviewed on: 8th July 2026

I've always had an incredible experience they're ama...

I've always had an incredible experience they're amazing and helpful and fully reliable Reviewed on: 8th July 2026

Good customer services i got help every time some th...

Good customer services i got help every time some things go wrong and you respond quickly Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
nextpay
from Next 4.20 from 13 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181145 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub